108 E Main Ave, Gastonia, NC 28052 Property Records

Gaston County property record for 108 E Main Ave, Gastonia, NC 28052

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,920 sqft · built 1912
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$215,000 (Feb 2020)
Tax Bill	$2,185 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Feb 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01032 01600`

Property Details

APN / Parcel Number

Primary APN	`01032 01600`
Alternative APN	`105652`

Interior

Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,920 sqft Heated Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	108 E MAIN AVE
City	GASTONIA
State	NC
Zip	28052-4110
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	RET01
Legal Description	01 032 016 00 000
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1005
Census Tract	31901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Gastonia Historic District listed 2004 · 78 contributing resources · NRIS 03001375

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gaston County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6201 CORY BRET LN, CHARLOTTE, NC 28278-6607
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage CAROLINA TRUST BANK
Feb 13, 2020	Warranty Deed, Transfer · Line of Credit BANK OZK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Book / Page	5101 / 38
Prior Transfer Date	Mar 24, 2009
Prior Transfer Doc	0044551081
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	108 E MAIN AVE, GASTONIA, NC 28052-4110
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049901887
Date	Jul 27, 2018
Book Page	4990/1887

Lender

Name	CAROLINA TRUST BANK
Type	Bank
Address	GASTONIA, NC 28054

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 13, 2020
Property Address	108 E MAIN AVE, GASTONIA, NC 28052-4110
Document Number	0051010038
Book / Page	5101 / 0038
Instrument Date	Feb 11, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 E MAIN AVE, 102, GASTONIA, NC 28052-4110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6014 FORNEY CT, CHARLOTTE, NC 28273-0053

Mortgage

Document Number	0051010041
Date	Feb 13, 2020
Instrument	5101/0041

Lender

Name	BANK OZK
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,185.00 (-16.54%)	$172,220 (-16.55%) Land $32,670 Building $139,550
2025	$2,618.00 (-0.87%)	$206,380 (-) Land $32,670 Building $173,710
2023	$2,641.00	$206,380 Land $32,670 Building $173,710
2021			$151,500 Land $32,670 Building $118,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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