102 E Main Ave, Gastonia, NC 28052 Property Records

Gaston County property record for 102 E Main Ave, Gastonia, NC 28052

Property Summary

Property Type	Bank, Financial Building
Details	2 bd · 1 ba · 5,220 sqft · built 1939
Lot Size	0.069 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$399,000 (Jul 2018)
Tax Bill	$4,857 (2023)
Deeds & Mortgages	Nov 2023 Construction Loan Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105651`

Property Details

APN / Parcel Number

Primary APN	`105651`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	5,220 sqft Heated Area
Flooring	Tile

Exterior

Year Built	Built 1939
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Built-Up Asphalt
Lot Area	3,049 sqft (0.069 acres)
Lot Dimensions	29 ft deep x 90 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	105651
Street Address	102 E MAIN AVE
City	GASTONIA
State	NC
Zip	28052-4110
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	OFF01
Legal Description	01 032 015 00 000
Legal Subdivision	GAST CENT BUS DIST
Legal Block	OO
Legal Lot Number	O
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1005
Census Tract	31901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Gastonia Historic District listed 2004 · 78 contributing resources · NRIS 03001375

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1933, GASTONIA, NC 28053-1933
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Construction Mortgage MINERS EXCHANGE BANK
Jul 27, 2018	Warranty Deed, Transfer · Commercial Mortgage CAROLINA TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Jun 29, 2001
Deed Document Number	0049901865
Deed Book / Page	4990 / 1865
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	102 E MAIN AVE, GASTONIA, NC 28052-4110
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E MAIN AVE, GASTONIA, NC 28052-4110

Mortgage

Document Number	0054460365
Date	Nov 16, 2023
Book Page	5446/365

Lender

Name	MINERS EXCHANGE BANK
Type	Bank
Address	COEBURN, VA 24230

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 27, 2018
Property Address	102 E MAIN AVE, GASTONIA, NC 28052-4110
Document Number	0049901865
Book / Page	4990 / 1865
Instrument Date	Jul 27, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1172, GASTONIA, NC 28053-1172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1933, GASTONIA, NC 28053-1933

Mortgage

Document Number	49901869
Date	Jul 27, 2018
Instrument	4990/1869

Lender

Name	CAROLINA TRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,857.00	$379,500 Land $57,170 Building $322,330

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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