Gaston County property record for 121 E Main Ave, Gastonia, NC 28052
| Property Type | Bank, Financial Building |
|---|---|
| Details | 4,320 sqft · built 1920 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company on Record |
| Last Sale | $95,000 (Nov 1998) |
| Tax Bill | $2,974 (2023) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 105675 |
| Primary APN | 105675 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 3 Plumbing Fixtures |
|---|---|
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 4,320 sqft Heated Area |
| Gross Area | 4,224 sqft |
| Flooring | Tile |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Material | Built-Up Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 24 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 3989138 |
|---|---|
| Street Address | 121 E MAIN AVE |
| City | GASTONIA |
| State | NC |
| Zip | 28052-4153 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | OFF01 |
| Legal Description | 01 033 003 00 000 |
| Legal Subdivision | GAST CENT BUS DIST |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 31901 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Gastonia Historic District listed 2004 · 78 contributing resources · NRIS 03001375 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Gaston County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | PO BOX 666, GASTONIA, NC 28053-0666 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 1998 · Amount on Record |
| Deed Sale | Nov 30, 1998 · Amount on Record |
| Deed Document Number | 0002869563 |
| Deed Book / Page | 2869 / 563 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 121 E MAIN AVE, GASTONIA, NC 28052-4153 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 121 E MAIN AVE, GASTONIA, NC 28052-4153 |
| Document Number | 0055940254 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 5594/254 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | 6710 CUMBERLAND GAP PKWY, HARROGATE, TN 37752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
Source: Gaston County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $2,974.00 | $232,390 Land $39,200 Building $193,190 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Ripple Fiber, Spectrum, T-Mobile, Verizon.
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