108 E Elm St, Cedar Bluffs, NE 68015 Property Records

Saunders County property record for 108 E Elm St, Cedar Bluffs, NE 68015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,046 sqft · built 1908
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Tax Bill	$1,417 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2393-34-3-02020-013-6500`

Property Details

APN / Parcel Number

Primary APN	`2393-34-3-02020-013-6500`
Alternative APN	`005006500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,046 sqft Living Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	145 ft deep x 153 ft wide
Garage Type	Built-in
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	294 sqft
Deck Area	Deck Area
Patio Area	48 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	108 E ELM ST
City	CEDAR BLUFFS
State	NE
Zip	68015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	E 53' LOT 12 ALL LOT 13 W 35' LOT 14 BLK 13 BLKS 13-14 ADDITION CEDAR BLUFFS; MAP NUMBER: 2393-34-3-02020-013-6500
Legal Range	07
Legal Township	17
Legal Section	34
Legal Subdivision	CEDAR BLUFFS 13-14 ADD
Legal Block	13
Legal Lot Number	12-14
Jurisdiction	SAUNDERS NE
Township / Civil Division	NORTH CEDAR
Census Block Group	3
Census Block	3064
Census Tract	968100

Owner

Source: Saunders County records · APN 2393-34-3-02020-013-6500

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 288, CEDAR BLUFFS, NE 68015-0288
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2013
Deed Sale	Jul 18, 2013
Deed Book / Page	440 / 133
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	108 E ELM ST, CEDAR BLUFFS, NE 68015
Document Number	0005121033
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	636 E 1ST ST WAHOO NE 680662069, WAHOO, NE 68066-2069

Tax Assessment & Valuation

Source: Saunders County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Cedar Bluffs Village
County	Saunders County
County Subdivision	North Cedar Township
Unified School District	Cedar Bluffs Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,417.00 (-18.8%)	$103,335 (+10.85%) Land $23,046 Building $80,289	$103,335 (+10.85%) Land $23,046 Building $80,289
2023	$1,745.00	$93,224 Land $23,046 Building $70,178	$93,224 Land $23,046 Building $70,178

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 3, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1980–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 4 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 258 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VILLAGE OF CEDAR BLUFFS serves 600 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.