Saunders County property record for 104 E Elm St, Cedar Bluffs, NE 68015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,112 sqft · built 1957 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2393-34-3-02020-013-6000 |
| Primary APN | 2393-34-3-02020-013-6000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 1,112 sqft |
| Finished Basement | 1,112 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 145 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 16 sqft |
| Patio Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 104 E ELM ST |
|---|---|
| City | CEDAR BLUFFS |
| State | NE |
| Zip | 68015-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | LOT 11 & WEST 12' OF LOT 12 BLOCK 13 IN BLOCKS 13-14 ADDITION TO CEDAR BLUFFS; MAP NUMBER: 2393-34-3-02020-013-6000 |
| Legal Range | 07 |
| Legal Township | 17 |
| Legal Section | 34 |
| Legal Subdivision | CEDAR BLUFFS 13-14 ADD |
| Legal Block | 13 |
| Legal Lot Number | 11 |
| Jurisdiction | SAUNDERS NE |
| Township / Civil Division | NORTH CEDAR |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 968100 |
Source: Saunders County records · APN 2393-34-3-02020-013-6000
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 288, CEDAR BLUFFS, NE 68015-0288 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 15, 2017 | Trustee's Deed, Construction Loan · Line of Credit US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Property Address | 104 E ELM ST, CEDAR BLUFFS, NE 68015-3310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004870152 |
|---|---|
| Date | Mar 03, 2017 |
| Book Page | 487/152 |
| Instrument | 2017-03-062 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 25, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Recording Date | May 15, 2017 |
| Property Address | 104 E ELM ST, CEDAR BLUFFS, NE 68015-3310 |
| Document Number | 0004891321 |
| Book / Page | 000489 / 001321 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 192 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 25, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 104 ELM ST CEDAR BLUFFS NE 68015, CEDAR BLUFFS, NE 68015 |
| Document Number | 0004891321 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 000489/001321 |
| Instrument | 192 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Saunders County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Nebraska |
| Municipality | Cedar Bluffs Village |
| County | Saunders County |
| County Subdivision | North Cedar Township |
| Unified School District | Cedar Bluffs Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,686.00 (-17.4%) | $195,843 (+12.72%) Land $20,291 Building $175,552 | $195,843 (+12.72%) Land $20,291 Building $175,552 |
| 2023 | $3,252.00 | $173,737 Land $20,291 Building $153,446 | $173,737 Land $20,291 Building $153,446 |
Source: FEMA National Flood Hazard Layer as of January 3, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1980–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
Based on FCC filings for 258 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VILLAGE OF CEDAR BLUFFS serves 600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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