102 E Elm St, Cedar Bluffs, NE 68015 Property Records

Saunders County property record for 102 E Elm St, Cedar Bluffs, NE 68015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,244 sqft · built 1908
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Nov 2018)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2393-34-3-02020-013-4500`

Property Details

APN / Parcel Number

Primary APN	`2393-34-3-02020-013-4500`
Alternative APN	`005004500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	252 sqft
Basement Area	503 sqft
Finished Basement	503 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	145 ft deep x 130 ft wide
Garage Type	Mixed
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	360 sqft
Deck Area	Deck Area
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	102 E ELM ST
City	CEDAR BLUFFS
State	NE
Zip	68015-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 9 & 10 BLOCK 13 IN BLOCKS 13-14 ADDITION TO CEDAR BLUFFS; MAP NUMBER: 2393-34-3-02020-013-4500
Legal Range	07
Legal Township	17
Legal Section	34
Legal Subdivision	CEDAR BLUFFS 13-14 ADD
Legal Block	13
Legal Lot Number	9-10
Jurisdiction	SAUNDERS NE
Township / Civil Division	NORTH CEDAR
Census Block Group	3
Census Block	3064
Census Tract	968100

Owner

Source: Saunders County records · APN 2393-34-3-02020-013-4500

Assessment roll updated June 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 14, CEDAR BLUFFS, NE 68015-0014
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	201811294
Deed Book / Page	511 / 839
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Nov 28, 2018
Property Address	102 E ELM ST, CEDAR BLUFFS, NE 68015-3310
Document Number	0005110839
Book / Page	511 / 839
Instrument Date	Nov 05, 2018
Instrument	2018-11-294
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	AKSARBEN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$328.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005110840
Date	Nov 28, 2018
Book Page	511/840
Instrument	2018-11-295

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Saunders County records · Assessment roll updated June 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Cedar Bluffs Village
County	Saunders County
County Subdivision	North Cedar Township
Unified School District	Cedar Bluffs Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,379.00 (-17.71%)	$173,483 (+12.33%) Land $22,213 Building $151,270	$173,483 (+12.33%) Land $22,213 Building $151,270
2023	$2,891.00	$154,434 Land $22,213 Building $132,221	$154,434 Land $22,213 Building $132,221

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 3, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1980–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 4 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 258 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VILLAGE OF CEDAR BLUFFS serves 600 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.