108 E Center St, Cambridge, IL 61238 Property Records

Henry County property record for 108 E Center St, Cambridge, IL 61238

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,540 sqft · built 1918
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Aug 2022)
Tax Bill$3,883 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-07-405-003

Property Details

APN / Parcel Number

Primary APN18-07-405-003

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,540 sqft Total Area
1st Floor Area770 sqft
Basement Area770 sqft
Unfinished Basement1,010 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleVictorian
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions155 ft deep x 62 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address108 E CENTER ST
CityCAMBRIDGE
StateIL
Zip61238-1204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW62 LT 3 BLK 25 GOULDS ADD VILLAGE OF CAMBRIDGE
Legal SubdivisionGOULDS ADD
Legal Block25
Legal Lot Number3
JurisdictionHENRY IL
Township / Civil DivisionCAMBRIDGE
Census Block Group5
Census Block5010
Census Tract30202

Owner

108 E Center St is owned and occupied by an individual who bought it in August 2022.

Source: Henry County records, as of June 19, 2026

Owner of RecordIndividual Name on File
Mailing Address108 E CENTER ST, CAMBRIDGE, IL 61238-1204
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2022 · Amount on File
Deed SaleAug 15, 2022 · Amount on File
Deed Document Number20224775
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateAug 15, 2022
Property Address108 E CENTER ST, CAMBRIDGE, IL 61238-1204
Document Number0000004775
Instrument DateAug 12, 2022
Instrument20-2204775
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyWESTERN ILLINOIS TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 E CENTER ST, CAMBRIDGE, IL 61238-1204

Mortgage

Document Number0000004776
DateAug 15, 2022
Instrument20-2204776
Lender
NameRUHL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate
Rate5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 108 E Center St was $3,883 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionCambridge Township
MunicipalityCambridge Village
Unified School DistrictCambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,883.00$49,068 Land $3,886 Building $45,182$147,204 Land $11,658 Building $135,546
2022$42,516 Land $3,367 Building $39,149$127,548 Land $10,101 Building $117,447
2021$2,298.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 E Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 108 E Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIDGE
serves 2,086 people · EPA ID IL0730300
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cambridge Telcom Services
Fiber · Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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