106 E Center St, Cambridge, IL 61238 Property Records

Henry County property record for 106 E Center St, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,206 sqft · built 1910
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Aug 2026)
Tax Bill	$2,338 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-07-405-002`

Property Details

APN / Parcel Number

Primary APN	`18-07-405-002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,206 sqft Living Area
1st Floor Area	894 sqft
Basement Area	894 sqft
Unfinished Basement	1,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Victorian
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	155 ft deep x 99 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	106 E CENTER ST
City	CAMBRIDGE
State	IL
Zip	61238-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 & E1/2 LT 2 BLK 5 WELLS ADD VILLAGE OF CAMBRIDGE
Legal Subdivision	WELLS ADD
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	HENRY IL
Township / Civil Division	CAMBRIDGE
Census Block Group	5
Census Block	5010
Census Tract	30202

Owner

Source: Henry County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 E CENTER ST, CAMBRIDGE, IL 61238-1204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Feb 26, 2020	Deed of Trust, Mortgage VIBRANT CU
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit VIBRANT CU
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage VIBRANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Mar 10, 2014 · Amount on Record
Deed Document Number	20263855
Prior Transfer Date	Jan 30, 2013
Prior Transfer Doc	0000001103
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Aug 4, 2026
Property Address	106 E CENTER ST, CAMBRIDGE, IL 61238-1204
Document Number	0000003855
Instrument Date	Jul 21, 2026
Instrument	20263855
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 E CENTER ST, CAMBRIDGE, IL 61238-1204

Mortgage

Document Number	0000003856,
Date	Aug 4, 2026
Instrument	20263856

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	106 E CENTER ST, CAMBRIDGE, IL 61238-1204
Document Number	0000001156
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 E CENTER ST CAMBRIDGE IL 612381204, CAMBRIDGE, IL 61238-1204

Mortgage

Document Number	0000001156
Date	Mar 2, 2020
Instrument	1156

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

Interest

Rate	3.62%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	106 E CENTER ST, CAMBRIDGE, IL 61238-1204
Document Number	0000006362
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 E CENTER ST CAMBRIDGE IL 612381204, CAMBRIDGE, IL 61238-1204

Mortgage

Document Number	0000006362
Date	Nov 20, 2018
Instrument	6362

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 19, 2023

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	106 E CENTER ST, CAMBRIDGE, IL 61238-1204
Document Number	0000006708
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 E CENTER ST CAMBRIDGE IL 612381204, CAMBRIDGE, IL 61238-1204

Mortgage

Document Number	0000006708
Date	Nov 17, 2017
Instrument	6708

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Cambridge Township
Municipality	Cambridge Village
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,338.00 (+32.02%)	$31,932 (+15.42%) Land $6,208 Building $25,724	$95,796 (+15.42%) Land $18,624 Building $77,172
2022		$27,667 Land $5,378 Building $22,289	$83,001 Land $16,134 Building $66,867
2021	$1,771.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE serves 2,086 people · EPA ID IL0730300
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cambridge Telcom Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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