108 E Ave Ramona, San Clemente, CA 92672 Property Records

Orange County property record for 108 E Ave Ramona, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 380 sqft · built 1964
Lot Size	0.093 acres (4,054 sqft)
Owner	Company Name on Record
Last Sale	$430,000 (May 2010)
Tax Bill	$5,549 (2025)
Deeds & Mortgages	Nov 2020 Transfer Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`690-402-09`

Property Details

APN / Parcel Number

Primary APN	`690-402-09`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	380 sqft Living Area

Exterior

Year Built	Built 1964
Lot Area	4,054 sqft (0.093 acres)

Location & Zoning

Street Address	108 E AVENIDA RAMONA
City	SAN CLEMENTE
State	CA
Zip	92672-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 851 BLK 12 LOT 15
Legal Subdivision	SPANISH VILLAGE
Legal Tract	851
Legal Block	12
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2004
Census Tract	42113

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	108 E AVENIDA RAMONA, SAN CLEMENTE, CA 92672-3213
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Quit Claim Deed, Transfer LAWYERS TITLE-SD
Nov 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2010 · Amount on Record
Deed Sale	May 21, 2010 · Amount on Record
Prior Sale	Nov 16, 2020
Deed Document Number	0000239379
Record Updated	Jun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 16, 2020
Property Address	108 E AVENIDA RAMONA, SAN CLEMENTE, CA 92672-3213
Document Number	0000660310
Instrument Date	Nov 10, 2020
Instrument	660310
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	LAWYERS TITLE-SD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	108 E AVENIDA RAMONA SAN CLEMENTE CA 926723213, SAN CLEMENTE, CA 92672-3213

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 16, 2020
Property Address	108 E AVENIDA RAMONA, SAN CLEMENTE, CA 92672-3213
Document Number	0000660308
Map Reference	MB 25 PG 40&41
Instrument Date	Nov 10, 2020
Instrument	2020000660308
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E AVENIDA RAMONA, SAN CLEMENTE, CA 92672-3213

Mortgage

Document Number	0000660309
Date	Nov 16, 2020
Instrument	2020000660309

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 11, 2019
Property Address	108 E AVENIDA RAMONA, SAN CLEMENTE, CA 92672-3213
Document Number	0000202430
Map Reference	MB 25 PG 40&41
Instrument Date	May 30, 2019
Instrument	2019000202430
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E AVENIDA RAMONA, SAN CLEMENTE, CA 92672-3213

Mortgage

Document Number	0000202431
Date	Jun 11, 2019
Instrument	2019000202431

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 11, 2019
Property Address	108 E AVENIDA RAMONA, SAN CLEMENTE, CA 92672-3213
Document Number	0000202432
Instrument Date	May 30, 2019
Instrument	202432
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	108 E AVENIDA RAMONA SAN CLEMENTE CA 926723213, SAN CLEMENTE, CA 92672-3213

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,549.00 (+3.95%) Homeowner's exemption	$555,046 (+4.04%) Land $475,236 Building $79,810
2023	$5,338.00 (+1.97%) Homeowner's exemption	$533,494 Land $456,782 Building $76,712
2022	$5,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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