108 Cross St, Monaca, PA 15061 Property Records

Beaver County property record for 108 Cross St, Monaca, PA 15061

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,398 sqft · built 1975
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Nov 2017)
Tax Bill	$859 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-172-0305.000`

Property Details

APN / Parcel Number

Primary APN	`73-172-0305.000`
Alternative APN	`73-172-0305.000-01-1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,398 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	416 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	73-172-0305.000
Street Address	108 CROSS ST
City	MONACA
State	PA
Zip	15061-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 WEATHAHOME HLS PL HS OB IMP
Legal Subdivision	WEATAHOME HILLS LTS PLAN
Legal Lot Number	5
Jurisdiction	BEAVER PA
Township / Civil Division	POTTER
Census Block Group	4
Census Block	4049
Census Tract	605500

Owner

108 Cross St is owned and occupied by two individuals who bought it in November 2017.

Source: Beaver County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 CROSS ST, MONACA, PA 15061-2204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 21, 2017	Deed, Transfer · FHA Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on File
Deed Sale	Nov 21, 2017 · Amount on File
Prior Sale	Mar 5, 2013 · Amount on File
Deed Document Number	20173561886
Prior Transfer Date	Sep 14, 2011
Prior Transfer Doc	0003396504
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	108 CROSS ST, MONACA, PA 15061-2204
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3649812
Date	Nov 23, 2021
Instrument	3649812

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Jan 1, 2048

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAVER PA
Recording Date	Nov 21, 2017
Property Address	108 CROSS ST, MONACA, PA 15061-2204
Document Number	0003561886
Instrument Date	Nov 20, 2017
Instrument	3561886
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 CROSS ST, MONACA, PA 15061-2204

Mortgage

Document Number	0003561887
Date	Nov 21, 2017
Instrument	3561887

Lender

Name	WESBANCO BANK INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 108 Cross St was $859.

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
County Subdivision	Potter Township
Unified School District	Central Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,100 Land $15,350 Building $101,750	$234,200 Land $30,700 Building $203,500
2025	$859.00
2023	$3,037.00	$30,250 Land $4,900 Building $25,350
1982			$60,500 Land $9,800 Building $50,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN WATER AUTH OF ALIQUIPPA serves 15,685 people · EPA ID PA5040006
Water Source	Groundwater
Last State Inspection	May 2026
Lead	34 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	Coliform assessment Oct 2025
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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