103 Cross St, Monaca, PA 15061 Property Records

Beaver County property record for 103 Cross St, Monaca, PA 15061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1978
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Apr 2026)
Tax Bill	$933 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-172-0311.000`

Property Details

APN / Parcel Number

Primary APN	`73-172-0311.000`
Alternative APN	`73-172-0311.000-01-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Brick
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)

Exterior Amenities

Porch	Porch
Porch Area	320 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	73-172-0311.000
Street Address	103 CROSS ST
City	MONACA
State	PA
Zip	15061-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 WEATAHME HLS PL HS IMP OB
Legal Subdivision	WEATAHOME HILLS PLAN
Legal Lot Number	11
Jurisdiction	BEAVER PA
Township / Civil Division	POTTER
Census Block Group	4
Census Block	4048
Census Tract	605500

Owner

Source: Beaver County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 CROSS ST, MONACA, PA 15061-2205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Correction Deed, Transfer KEYMAX SETTLEMENT SERVICES LLC, KEYMAX SETTLEMENT SERVICES
Feb 6, 2026	Fiduciary Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Feb 6, 2026 · Amount on Record
Deed Document Number	20263729296
Prior Transfer Date	Apr 10, 2026
Prior Transfer Doc	0003729296
Record Updated	Sep 20, 2026

April 2026: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BEAVER PA
Recording Date	Apr 14, 2026
Property Address	103 CROSS ST, MONACA, PA 15061-2205
Document Number	0003729296
Instrument Date	Apr 10, 2026
Instrument	20263729296
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	KEYMAX SETTLEMENT SERVICES LLC, KEYMAX SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$282,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CROSS ST, MONACA, PA 15061-2205

February 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BEAVER PA
Recording Date	Feb 6, 2026
Property Address	103 CROSS ST, MONACA, PA 15061-2205
Document Number	0003725857
Map Reference	VOL 10 PG 49
Instrument Date	Jan 23, 2026
Instrument	3725857
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	KEYMAX SETTLEMENT SERVICES LLC, KEYMAX SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601-4389

Mortgage

Document Number	0003725858
Date	Feb 6, 2026
Instrument	3725858

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
County Subdivision	Potter Township
Unified School District	Central Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,200 (-) Land $16,700 Building $110,500	$254,400 (-) Land $33,400 Building $221,000
2025	$933.00	$127,200 (+253.33%) Land $16,700 Building $110,500	$254,400 (-) Land $33,400 Building $221,000
2024	$933.00 (-74.19%)		$254,400 (+253.33%) Land $33,400 Building $221,000
2023	$3,615.00	$36,000 Land $7,100 Building $28,900
1982			$72,000 Land $14,200 Building $57,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN WATER AUTH OF ALIQUIPPA serves 15,685 people · EPA ID PA5040006
Water Source	Groundwater
Last State Inspection	May 2026
Lead	34 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	Coliform assessment Oct 2025
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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