111 Cross St, Monaca, PA 15061 Property Records

Beaver County property record for 111 Cross St, Monaca, PA 15061

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,948 sqft · built 1978
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Jun 2018)
Tax Bill	$833 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73-172-0315.000`

Property Details

APN / Parcel Number

Primary APN	`73-172-0315.000`
Alternative APN	`73-172-0315.000-01-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
Gross Area	2,468 sqft
1st Floor Area	1,948 sqft
Basement Area	520 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Other
Construction Type	Brick
Foundation Type	Block
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Enclosed Porch
Porch Area	180 sqft
Deck Area	209 sqft
Patio Area	377 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	73-172-0315.000
Street Address	111 CROSS ST
City	MONACA
State	PA
Zip	15061-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 WEATAHME HLS PL HS IMP OB
Legal Subdivision	WEATAHOME HILLS
Legal Lot Number	15
Jurisdiction	BEAVER PA
Township / Civil Division	POTTER
Census Block Group	4
Census Block	4048
Census Tract	605500

Owner

Source: Beaver County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 CROSS ST, MONACA, PA 15061-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 8, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Jun 1, 2018	Grant Deed, Transfer WEST PENN FIN'L SVCS CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Prior Sale	Mar 18, 2014 · Amount on Record
Deed Document Number	20183272581
Deed Book / Page	3272 / 581
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	111 CROSS ST, MONACA, PA 15061-2205
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3640013
Date	Jul 7, 2021
Instrument	3640013

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	111 CROSS ST, MONACA, PA 15061-2205
Document Number	0003621060
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	BCHH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CROSS ST MONACA PA 150612205, MONACA, PA 15061-2205

Mortgage

Document Number	0003621060
Date	Oct 16, 2020
Instrument	3621060

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAVER PA
Recording Date	Jun 1, 2018
Property Address	111 CROSS ST, MONACA, PA 15061-2205
Document Number	0003572581
Instrument Date	May 30, 2018
Instrument	3572581
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	PENN SUBURBAN ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,970.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	111 CROSS ST MONACA PA 150612205, MONACA, PA 15061-2205

Mortgage

Document Number	3572582
Date	Jun 1, 2018
Instrument	3572582

Lender

Name	WEST PENN FIN'L SVCS CTR
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15237

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
County Subdivision	Potter Township
Unified School District	Central Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,600 (+225.5%) Land $15,350 Building $98,250	$227,200 (+225.5%) Land $30,700 Building $196,500
2025	$833.00 (-76.23%)
2023	$3,504.00	$34,900 Land $5,800 Building $29,100
1982			$69,800 Land $11,600 Building $58,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN WATER AUTH OF ALIQUIPPA serves 15,685 people · EPA ID PA5040006
Water Source	Groundwater
Last State Inspection	May 2026
Lead	34 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	Coliform assessment Oct 2025
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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