Peach County property record for 108 Cottage Cir, Byron, GA 31008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,398 sqft · built 2007 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Sep 2021) |
| Tax Bill | $2,204 (2022) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 055B 193 |
| Primary APN | 055B 193 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,398 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 78 ft deep x 39 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 419 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15359 |
|---|---|
| Street Address | 108 COTTAGE CIR |
| City | BYRON |
| State | GA |
| Zip | 31008-3050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 1 BLK F PH 1 CROSSINGS 1 S/D LL29 LD5 |
| Legal Subdivision | CROSSINGS #1 |
| Legal Phase | 1 |
| Legal Block | F |
| Legal Lot Number | 1 |
| Jurisdiction | PEACH GA |
| Township / Civil Division | BYRON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40104 |
Source: Peach County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 COTTAGE CIR, BYRON, GA 31008-3050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · VA Mortgage EVERETT FINANCIAL |
| Sep 27, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Prior Sale | Mar 8, 2013 |
| Deed Document Number | 20211148 |
| Deed Book / Page | 660 / 117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEACH GA |
| Property Address | 108 COTTAGE CIR, BYRON, GA 31008-3050 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 108 COTTAGE CIR, BYRON, GA 31008-3050 |
| Document Number | 0000000660/0000000120 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 0000000660/0000000120 |
| Name | EVERETT FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PEACH GA |
| Recording Date | Sep 27, 2021 |
| Property Address | 108 COTTAGE CIR, BYRON, GA 31008-3050 |
| Document Number | 660/117 |
| Book / Page | 660 / 117 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021-001148 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 COTTAGE CIR, BYRON, GA 31008-3050 |
Source: Peach County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Byron City |
| County | Peach County |
| Unified School District | Peach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $69,560 (+13.14%) Land $7,360 Building $62,200 | $173,900 (+13.14%) Land $18,400 Building $155,500 |
| 2023 | $61,480 (+12.6%) Land $5,800 Building $55,680 | $153,700 (+12.6%) Land $14,500 Building $139,200 | |
| 2022 | $2,204.00 | $54,600 Land $5,800 Building $48,800 | $136,500 Land $14,500 Building $122,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYRON serves 9,653 people · EPA ID GA2250000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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