Peach County property record for 202 Cottage Cir, Byron, GA 31008
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,580 sqft · built 2008 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Sep 2019) |
| Tax Bill | $2,898 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055B 195 |
| Primary APN | 055B 195 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 325 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 16156 |
|---|---|
| Street Address | 202 COTTAGE CIR |
| City | BYRON |
| State | GA |
| Zip | 31008-3053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L2 \ 0.101 AC COTTAGE JUNCTION S/D LL29 LD5 |
| Legal Subdivision | CROSSINGS #3 |
| Legal Lot Number | 2 |
| Jurisdiction | PEACH GA |
| Township / Civil Division | BYRON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40104 |
202 Cottage Cir is owned and occupied by an individual who bought it in September 2019.
Source: Peach County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 202 COTTAGE CIR, BYRON, GA 31008-3053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2017 | Deed of Trust, Mortgage CAPITAL CITY BANK |
| Sep 23, 2019 | Warranty Deed, Transfer · FHA Mortgage COLONY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on File |
| Deed Sale | Sep 23, 2019 · Amount on File |
| Prior Sale | Sep 22, 2015 · Amount on File |
| Deed Document Number | 0000608528 |
| Deed Book / Page | 608 / 528 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEACH GA |
| Property Address | 202 COTTAGE CIR, BYRON, GA 31008-3053 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 568/168 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 568/168 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PEACH GA |
| Recording Date | Sep 23, 2019 |
| Property Address | 202 COTTAGE CIR, BYRON, GA 31008-3053 |
| Document Number | 000608/528 |
| Book / Page | 608 / 528 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 2019-000957 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 COTTAGE CIR, BYRON, GA 31008-3053 |
| Document Number | 0000000608/0000000530 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 0000000608/0000000530 |
| Name | COLONY BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 202 Cottage Cir was $2,898.
Source: Peach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Byron City |
| County | Peach County |
| Unified School District | Peach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,898.00 | $83,080 Land $13,960 Building $69,120 | $207,700 Land $34,900 Building $172,800 |
| 2023 | $73,560 (+11.73%) Land $11,000 Building $62,560 | $183,900 (+11.73%) Land $27,500 Building $156,400 | |
| 2022 | $2,658.00 | $65,840 Land $11,000 Building $54,840 | $164,600 Land $27,500 Building $137,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 202 Cottage Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 202 Cottage Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYRON serves 9,653 people · EPA ID GA2250000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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