104 Cottage Cir, Byron, GA 31008 Property Records

Peach County property record for 104 Cottage Cir, Byron, GA 31008

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,325 sqft · built 2007
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Company Names on File
Last Sale	$93,500 (Jun 2019)
Tax Bill	$2,099 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055B 191`

Property Details

APN / Parcel Number

Primary APN	`055B 191`
Alternative APN	`15357`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,325 sqft Heated Area
Attic	Attic
Attic Area	267 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	78 ft deep x 20 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	267 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15357
Street Address	104 COTTAGE CIR
City	BYRON
State	GA
Zip	31008-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 3 BLK F PH 1 CROSSINGS 1 S/D LL29 LD5
Legal Subdivision	CROSSINGS #1
Legal Phase	1
Legal Block	F
Legal Lot Number	3
Jurisdiction	PEACH GA
Township / Civil Division	BYRON
Census Block Group	1
Census Block	1011
Census Tract	40104

Owner

104 Cottage Cir is owned by a company that bought it in June 2019.

Source: Peach County records, as of October 8, 2026

Owner of Record	2 Company Names on File
Mailing Address	14031 SPRUCE CREEK LN, ORLANDO, FL 32828-7252
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Jul 30, 2007 · Amount on File
Deed Document Number	2019599
Deed Book / Page	602 / 511
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEACH GA
Recording Date	Jun 27, 2019
Property Address	104 COTTAGE CIR, BYRON, GA 31008-3050
Document Number	000602/511
Book / Page	602 / 511
Instrument Date	Jun 27, 2019
Instrument	2019-000599
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 COTTAGE CIR, BYRON, GA 31008-3050

Mortgage

Document Number	0000000602/0000000512
Date	Jul 8, 2019
Book Page	0000000602/0000000512

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 104 Cottage Cir was $2,099.

Source: Peach County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Byron City
County	Peach County
Unified School District	Peach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,099.00	$60,200 Land $7,360 Building $52,840	$150,500 Land $18,400 Building $132,100
2023		$53,080 (+12.36%) Land $5,800 Building $47,280	$132,700 (+12.36%) Land $14,500 Building $118,200
2022	$1,907.00	$47,240 Land $5,800 Building $41,440	$118,100 Land $14,500 Building $103,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Cottage Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Cottage Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 9,653 people · EPA ID GA2250000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20