108 Coldbrook Cir, Rincon, GA 31326 Property Records

Effingham County property record for 108 Coldbrook Cir, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,646 sqft · built 1985
Lot Size	0.735 acres (32,025 sqft)
Owner	Individual Name on Record
Tax Bill	$2,994 (2025)
Deeds & Mortgages	May 2017 Line of Credit Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0435E-037-000`

Property Details

APN / Parcel Number

Primary APN	`0435E-037-000`
Alternative APNs	`0092B037000` `0435E037` `16306`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	32,025 sqft (0.735 acres)
Garage Area	1,918 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	336 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16306
Street Address	108 COLDBROOK CIR
City	RINCON
State	GA
Zip	31326-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LOT 37
Legal Subdivision	COLDBROOK HEIGHTS
Legal Lot Number	37
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1002
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 COLDBROOK CIR, RINCON, GA 31326-5636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 29, 2025	Quit Claim Deed, Transfer Quitclaim
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2003
Deed Sale	Jan 6, 2003
Deed Book / Page	914 / 27
Last Transfer Date	Oct 23, 2025
Transfer Doc	003004/125
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	108 COLDBROOK CIR, RINCON, GA 31326-5636
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002407/448
Date	May 23, 2017
Book Page	2407/448

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 29, 2025
Property Address	108 COLDBROOK CIR, RINCON, GA 31326-5636
Document Number	003004/125
Book / Page	3004 / 125
Instrument Date	Oct 23, 2025
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 COLDBROOK CIR, RINCON, GA 31326-5636

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	108 COLDBROOK CIR, RINCON, GA 31326-5636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2407/448
Date	May 23, 2017
Book Page	2407/448

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,928 (+8.77%) Land $22,800 Building $97,128	$299,820 (+8.77%) Land $57,000 Building $242,820
2025	$2,994.00 (+10.64%) Homeowner's exemption Senior Citizen's exemption	$110,260 (+3.3%) Land $22,800 Building $87,460	$275,649 (+3.3%) Land $57,000 Building $218,649
2024	$2,706.00 (+12.89%) Homeowner's exemption Senior Citizen's exemption	$106,739 (+33.91%) Land $22,800 Building $83,939	$266,847 (+33.91%) Land $57,000 Building $209,847
2022	$2,397.00 Homeowner's exemption	$79,710 Land $18,000 Building $61,710	$199,275 Land $45,000 Building $154,275

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Planters Rural Telephone Cooperative.

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