103 Coldbrook Cir, Rincon, GA 31326 Property Records

Effingham County property record for 103 Coldbrook Cir, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,469 sqft · built 1986
Lot Size	0.769 acres (33,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,900 (May 2022)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`0435E-022-000`

Property Details

APN / Parcel Number

Primary APN	`0435E-022-000`
Alternative APNs	`0092B022000` `0435E022` `16291`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,469 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	33,524 sqft (0.769 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	183 sqft
Deck Area	665 sqft
Patio Area	665 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16291
Street Address	103 COLDBROOK CIR
City	RINCON
State	GA
Zip	31326-5641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LOT 22
Legal Subdivision	COLEBROOK HEIGHTS
Legal Lot Number	22
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 COLDBROOK CIR, RINCON, GA 31326-5641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
May 24, 2022	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	May 30, 1986 · Amount on Record
Deed Document Number	20221523
Deed Book / Page	2786 / 337
Prior Transfer Date	May 24, 2022
Prior Transfer Doc	002786/353
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 24, 2022
Property Address	103 COLDBROOK CIR, RINCON, GA 31326-5641
Document Number	002786/337
Book / Page	2786 / 337
Instrument Date	May 24, 2022
Instrument	2022-001523
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COLDBROOK CIR, RINCON, GA 31326-5641

Mortgage

Document Number	0000002786/0000000339
Date	May 26, 2022
Book Page	0000002786/0000000339
Instrument	005365

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 24, 2022
Property Address	103 COLDBROOK CIR, RINCON, GA 31326-5641
Document Number	002786/353
Book / Page	2786 / 353
Instrument Date	May 24, 2022
Instrument	2022-001524
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COLDBROOK CIR, RINCON, GA 31326-5641

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,312 (+9.33%) Land $22,800 Building $116,512	$348,281 (+9.33%) Land $57,000 Building $291,281
2025	$3,480.00 (+10.44%) Homeowner's exemption Senior Citizen's exemption	$127,425 (+6.55%) Land $22,800 Building $104,625	$318,563 (+6.55%) Land $57,000 Building $261,563
2024	$3,151.00 (+90.39%) Homeowner's exemption Senior Citizen's exemption	$119,590 (+91.49%) Land $22,800 Building $96,790	$298,974 (+91.49%) Land $57,000 Building $241,974
2022	$1,655.00 Homeowner's exemption	$62,451 Land $18,000 Building $44,451	$156,128 Land $45,000 Building $111,128

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Planters Rural Telephone Cooperative.

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