Madison County property record for 108 Cavendish Cir, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,009 sqft · built 2001 |
| Lot Size | 0.465 acres (20,293 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Mar 2021) |
| Tax Bill | $3,418 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-04-3-000-060.066 |
| Primary APN | 16-02-04-3-000-060.066 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,009 sqft Living Area |
| 1st Floor Area | 2,009 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,293 sqft (0.465 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 566704 |
|---|---|
| Street Address | 108 CAVENDISH CIR |
| City | MADISON |
| State | AL |
| Zip | 35758-7437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK 6 ABBINGTON DOWNS 3RD ADD A R/S OF PART OF LOT 1 BLK 6 ABBINGTON DOWNS 2ND ADD A R/S OF PART OF LOT 1 BLK 4 ABBING |
| Legal Subdivision | ABBINGTON DOWNS |
| Legal Block | 6 |
| Legal Lot Number | 11 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11025 |
108 Cavendish Cir is owned and occupied by two individuals who bought it in March 2021.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 CAVENDISH CIR, MADISON, AL 35758-7437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 25, 2020 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Jun 28, 2018 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2021 · Amount on File |
| Deed Sale | Mar 23, 2021 · Amount on File |
| Deed Document Number | 202124197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Mar 23, 2021 |
| Property Address | 108 CAVENDISH CIR, MADISON, AL 35758-7437 |
| Document Number | 202100024197 |
| Map Reference | MB 31 PG 56 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021-00024197 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 COUNTY ROAD 303, 140, CRANE HILL, AL 35053-3382 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 108 CAVENDISH CIR, MADISON, AL 35758-7437 |
| Document Number | 202100024198 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021-00024198 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 108 CAVENDISH CIR, MADISON, AL 35758-7437 |
| Document Number | 0000026449 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 108 CAVENDISH CIR MADISON AL 357587437, MADISON, AL 35758-7437 |
| Document Number | 0000026449 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 26449 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | MADISON, AL 35758 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 15, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 108 CAVENDISH CIR, MADISON, AL 35758-7437 |
| Document Number | 0000042855 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 CAVENDISH CIR MADISON AL 357587437, MADISON, AL 35758-7437 |
| Document Number | 0000042855 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 42855 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 4, 2023 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 108 Cavendish Cir was $3,418 with a homeowner's exemption, up 2% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,418.00 (+1.97%) | ||
| 2025 | $3,352.00 Homeowner's exemption | $48,780 Land $8,000 Building $40,780 | $487,800 Land $80,000 Building $407,800 |
| 2023 | $3,174.00 (+20.87%) Homeowner's exemption | $46,220 (+20.55%) Land $8,000 Building $38,220 | $462,100 (+20.56%) Land $80,000 Building $382,100 |
| 2022 | $2,626.00 Homeowner's exemption | $38,340 Land $4,100 Building $34,240 | $383,300 Land $41,000 Building $342,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Cavendish Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 108 Cavendish Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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