103 Cavendish Cir, Madison, AL 35758 Property Records

Madison County property record for 103 Cavendish Cir, Madison, AL 35758

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,713 sqft · built 1996
Lot Size0.356 acres (15,525 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Jan 2005)
Tax Bill$3,211 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16-02-04-3-000-060.075

Property Details

APN / Parcel Number

Primary APN16-02-04-3-000-060.075
Alternative APN
  • 125570

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,713 sqft Living Area
1st Floor Area1,713 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Construction TypeMixed
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,525 sqft (0.356 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number125570
Street Address103 CAVENDISH CIR
CityMADISON
StateAL
Zip35758-7438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 6 ABBINGTON DOWNS 3RD ADD A RESUB OF A PART OF LOT 1 BLK 6 ABBINGTON DOWNS 2ND ADD A RESUB OF A PART OF LOT 1 BLK 4
Legal Range02W
Legal Township04S
Legal Section04
Legal SubdivisionABBINGTON DOWNS
Legal Block6
Legal Lot Number2
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group1
Census Block1006
Census Tract11025

Owner

103 Cavendish Cir is owned and occupied by two individuals who bought it in January 2005.

Source: Madison County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address103 CAVENDISH CIR, MADISON, AL 35758-7438
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2005 · Amount on File
Deed SaleJan 6, 2005 · Amount on File
Deed Document Number200512160
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address103 CAVENDISH CIR, MADISON, AL 35758-7438
Document Number0000061243
Instrument DateAug 6, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address103 CAVENDISH CIR MADISON AL 357587438, MADISON, AL 35758-7438

Mortgage

Document Number0000061243
DateAug 12, 2020
Instrument61243
Lender
NameREDSTONE FCU
TypeCredit Union
AddressHUNTSVILLE, AL 35893
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 11, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 103 Cavendish Cir was $3,211 with a homeowner's exemption, up 2% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,211.00 (+1.97%)
2025$3,149.00 Homeowner's exemption$45,860 Land $8,000 Building $37,860$458,600 Land $80,000 Building $378,600
2023$2,983.00 (+24.81%) Homeowner's exemption$43,480 (+24.44%) Land $8,000 Building $35,480$434,700 (+24.45%) Land $80,000 Building $354,700
2022$2,390.00 Homeowner's exemption$34,940 Land $4,100 Building $30,840$349,300 Land $41,000 Building $308,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Cavendish Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Cavendish Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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