Madison County property record for 104 Cavendish Cir, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,417 sqft · built 1995 |
| Lot Size | 0.428 acres (18,685 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (May 2026) |
| Tax Bill | $3,318 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-04-3-000-060.068 |
| Primary APN | 16-02-04-3-000-060.068 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,417 sqft Living Area |
| 1st Floor Area | 1,417 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Mixed |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,685 sqft (0.428 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 580858 |
|---|---|
| Street Address | 104 CAVENDISH CIR |
| City | MADISON |
| State | AL |
| Zip | 35758-7437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLK 6 ABBINGTON DOWNS 3RD ADD PB 31 PG 56 |
| Legal Subdivision | ABBINGTON DOWNS |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11025 |
104 Cavendish Cir is owned and occupied by two individuals who bought it in May 2026.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 WAXWING ST, MADISON, AL 35758-4227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Sep 26, 2025 | Intrafamily Transfer, Transfer |
| Sep 29, 2021 | Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on File |
| Deed Sale | May 15, 2026 · Amount on File |
| Prior Sale | Sep 29, 2021 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 21549 |
| Prior Transfer Date | Mar 6, 2025 |
| Prior Transfer Doc | 0000039831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | May 15, 2026 |
| Property Address | 104 CAVENDISH CIR, MADISON, AL 35758-7437 |
| Document Number | 2026021549 |
| Book / Page | 2026 / 21549 |
| Instrument Date | May 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,085.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 102 WAXWING ST, MADISON, AL 35758-4227 |
| Document Number | 0000104016, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 2026/104016 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Sep 26, 2025 |
| Property Address | 104 CAVENDISH CIR, MADISON, AL 35758-7437 |
| Document Number | 0000039831 |
| Book / Page | DEED2025 / 39831 |
| Map Reference | MB 31 PG 56 |
| Instrument Date | Mar 6, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 S BROOK PL, MADISON, AL 35758-3657 |
| Name | Verified Name |
|---|---|
| Address | 104 CAVENDISH CIR, MADISON, AL 35758-7437 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Sep 29, 2021 |
| Property Address | 104 CAVENDISH CIR, MADISON, AL 35758-7437 |
| Document Number | 0000080916 |
| Map Reference | MB 31 PG 56 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021-00080916 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3698 NATIONAL VILLAGE LOOP, OPELIKA, AL 36801-1183 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 104 CAVENDISH CIR, MADISON, AL 35758-7437 |
| Document Number | 0000080917 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-00080917 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2026 property tax bill for 104 Cavendish Cir was $3,318 with a homeowner's exemption, up 2% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,318.00 (+1.97%) | ||
| 2025 | $3,254.00 (+2.04%) Homeowner's exemption | $47,380 (+2.02%) Land $8,000 Building $39,380 | $473,700 (+2%) Land $80,000 Building $393,700 |
| 2024 | $3,189.00 (+3.47%) Homeowner's exemption | $46,440 (+3.43%) Land $8,000 Building $38,440 | $464,400 (+3.45%) Land $80,000 Building $384,400 |
| 2023 | $3,082.00 (+24.53%) Homeowner's exemption | $44,900 (+24.17%) Land $8,000 Building $36,900 | $448,900 (+24.14%) Land $80,000 Building $368,900 |
| 2022 | $2,475.00 Homeowner's exemption | $36,160 Land $4,100 Building $32,060 | $361,600 Land $41,000 Building $320,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 104 Cavendish Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 104 Cavendish Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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