104 Apple Dr, Havelock, NC 28532 Property Records

Craven County property record for 104 Apple Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,571 sqft · built 2012
Lot Size	0.411 acres (17,895 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,500 (Jan 2026)
Tax Bill	$1,263 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-003-1-013`

Property Details

APN / Parcel Number

Primary APN	`5-003-1-013`
Alternative APNs	`130034` `136306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,571 sqft Living Area
1st Floor Area	1,571 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,895 sqft (0.411 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	136306
Street Address	104 APPLE DR
City	HAVELOCK
State	NC
Zip	28532-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 306 ESTATES
Legal Subdivision	306 ESTATES
Legal Lot Number	13
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2019
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 APPLE DR, HAVELOCK, NC 28532-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 21, 2024	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jan 27, 2026	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Sep 18, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 17, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Prior Sale	Sep 18, 2023 · Amount on Record
Deed Document Number	202610151613
Deed Book / Page	3867 / 711
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	104 APPLE DR, HAVELOCK, NC 28532-8005
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 APPLE DR, HAVELOCK, NC 28532-8005

Mortgage

Document Number	03815/1987
Date	Oct 21, 2024
Book Page	3815/1987
Instrument	10132616

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	104 APPLE DR, HAVELOCK, NC 28532-8005
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03815/2000
Date	Oct 21, 2024
Book Page	3815/2000
Instrument	10132622

Lender

Name	USAA FSB
Type	Bank
Address	10750 MCDERMOTT FWY, SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 27, 2026
Property Address	104 APPLE DR, HAVELOCK, NC 28532-8005
Document Number	003867/711
Book / Page	3867 / 711
Map Reference	CAB H SL 196-F
Instrument Date	Jan 16, 2026
Instrument	10151613
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1070 SUMMER GLEN DR, WINTER HAVEN, FL 33880-1933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 APPLE DR, HAVELOCK, NC 28532-8005

Mortgage

Document Number	0003867714
Date	Jan 27, 2026
Instrument	3867/714

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 18, 2023
Property Address	104 APPLE DR, HAVELOCK, NC 28532-8005
Document Number	003776/878
Book / Page	3776 / 878
Map Reference	CAB H SL 196-F
Instrument Date	Sep 1, 2023
Instrument	10117448
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 APPLE DR, HAVELOCK, NC 28532-8005

Mortgage

Document Number	003776/881
Date	Sep 18, 2023
Book Page	3776/881
Instrument	10117449

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 17, 2020
Property Address	104 APPLE DR, HAVELOCK, NC 28532-8005
Document Number	3621/1852
Book / Page	3621 / 1852
Map Reference	CAB H SL 196-F
Instrument Date	Jun 24, 2020
Instrument	10057853
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 APPLE DR, HAVELOCK, NC 28532-8005

Mortgage

Document Number	36211855
Date	Jul 17, 2020
Instrument	3621/1855

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,263.00 (+40.49%)	$238,910 (+9%) Land $40,000 Building $198,910	$238,910 (+9%) Land $40,000 Building $198,910
2025	$899.00	$219,190 (-) Land $40,000 Building $179,190	$219,190 (-) Land $40,000 Building $179,190
2023	$899.00 (+22.65%)	$219,190 (+39.2%) Land $40,000 Building $179,190	$219,190 (+39.2%) Land $40,000 Building $179,190
2022	$733.00	$157,460 Land $33,000 Building $124,460
2018			$157,460 Land $33,000 Building $124,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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