116 Annabelle Pl, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 116 Annabelle Pl, Schenectady, NY 12306

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,724 sqft · built 2007
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$203,500 (Jan 2021)
Tax Bill	$6,366 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 38.18-1-55`

Property Details

APN / Parcel Number

Primary APN	`422800 38.18-1-55`
Alternative APN	`280003801800010550000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	30 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	116 ANNABELLE PL
City	SCHENECTADY
State	NY
Zip	12306-5744
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3
Legal Subdivision	PUTNAM WOODS CONDOMINIUM INC
Legal Block	1
Legal Lot Number	55.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2021
Census Tract	32602

Owner

116 Annabelle Pl, a townhouse, is owned and occupied by two individuals who bought it in January 2021.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 ANNABELLE PL, SCHENECTADY, NY 12306-5744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on File
Deed Sale	Jan 6, 2021 · Amount on File
Prior Sale	Nov 20, 2007 · Amount on File
Deed Document Number	2021482
Deed Book / Page	2049 / 478
Prior Transfer Date	Jan 7, 2010
Prior Transfer Doc	0000012843
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 6, 2021
Property Address	116 ANNABELLE PL, SCHENECTADY, NY 12306-5744
Document Number	0000000482
Book / Page	2049 / 478
Instrument Date	Dec 15, 2020
Instrument	202100482
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	PAC ABSTRACT & TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 SONJA LN, 1, MALTA, NY 12020-3823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 ROWE RD, SCHENECTADY, NY 12309-2426

Mortgage

Document Number	0000000483
Date	Jan 6, 2021
Instrument	202100483

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 116 Annabelle Pl was $6,366, down 7.7% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,366.00 (-7.69%)
2025	$6,896.00	$172,900 Land $7,800 Building $165,100	$266,000 Land $12,000 Building $254,000
2023		$172,900 Land $7,800 Building $165,100	$227,500 Land $10,263 Building $217,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Annabelle Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Annabelle Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20