108 45th St, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 108 45th St, Holmes Beach, FL 34217

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,376 sqft · built 1949
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on Record
Tax Bill	$6,809 (2025)
Deeds & Mortgages	Dec 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`74075-0000-3`

Property Details

APN / Parcel Number

Primary APN	`74075-0000-3`
Alternative APN	`3416297407500003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Island
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	108 45TH ST
City	HOLMES BEACH
State	FL
Zip	34217-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB_R-1
Legal Description	LOT 4 BLK 9 JONES SUB PI#74075.0000/3
Legal Range	16E
Legal Township	34S
Legal Section	29
Legal Subdivision	JONES
Legal Tract	07405200
Legal Block	9
Legal Lot Number	4
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1007
Census Tract	1801

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	108 45TH ST, HOLMES BEACH, FL 34217-1812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2003
Deed Sale	May 19, 2003
Prior Sale	Feb 1, 1999 · Amount on Record
Deed Book / Page	1828 / 6055
Prior Transfer Date	May 6, 2003
Prior Transfer Doc	1828006055
Record Updated	Oct 29, 2026

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 5, 2017
Property Address	108 45TH ST, HOLMES BEACH, FL 34217-1812
Document Number	0027037721
Book / Page	002703 / 007721
Instrument Date	Dec 4, 2017
Instrument	41114925
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 45TH ST HOLMES BEACH FL 342171812, HOLMES BEACH, FL 34217-1812

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,850 (+2.7%)	$1,391,445 (-2.24%) Land $956,250 Building $435,195
2025	$6,809.00 (+2.96%) Homeowner's exemption	$449,708 (+5.99%)	$1,423,267 (-1.23%) Land $956,250 Building $467,017
2024	$6,613.00 (+1.15%)
2023	$6,538.00 (+1.29%) Homeowner's exemption	$424,305 (+3%)	$1,440,972 (+43.25%) Land $892,500 Building $548,472
2022	$6,455.00 Homeowner's exemption Widower's exemption	$411,947	$1,005,902 Land $525,000 Building $480,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 255 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	638 units insured incl. 383 condo units
Nearby Flood Claims	260 (2015–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Helene, Oct 2024 · 244 claims Hurricane Idalia, Aug 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20