108 3rd Ave SW, Catawba, NC 28609 Property Records

Catawba County property record for 108 3rd Ave SW, Catawba, NC 28609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1947
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (May 2024)
Tax Bill	$950 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3781-09-17-9284`

Property Details

APN / Parcel Number

Primary APN	`3781-09-17-9284`
Alternative APN	`0001794`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	2,832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	186 ft deep x 145 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 3RD AVE SW
City	CATAWBA
State	NC
Zip	28609-8179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HWY 10
Legal Subdivision	G S ROWE C E
Legal Tract	1
Jurisdiction	CATAWBA NC
Township / Civil Division	CATAWBA
Census Block Group	3
Census Block	3035
Census Tract	11501

Owner

108 3rd Ave SW is owned and occupied by an individual who bought it in May 2024.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	108 3RD AVE SW, CATAWBA, NC 28609-8179
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 14, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Mar 9, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jun 22, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Aug 1, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2024 · Amount on File
Deed Sale	May 13, 2024 · Amount on File
Prior Sale	Aug 1, 2019 · Amount on File
Deed Document Number	20248231
Deed Book / Page	3871 / 308
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	108 3RD AVE SW, CATAWBA, NC 28609-8179
Transaction Type	Mortgage
Record Updated	Oct 6, 2023
Title Company	NOT AVAILABLE, CLIENTFIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 3RD AVE SW, CATAWBA, NC 28609-8179

Mortgage

Document Number	0038320832
Date	Sep 20, 2023
Book Page	3832/832
Instrument	16719

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	108 3RD AVE SW, CATAWBA, NC 28609-8179
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037101741
Date	Dec 14, 2021
Book Page	3710/1741
Instrument	30778

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	108 3RD AVE SW, CATAWBA, NC 28609-8179
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036391700
Date	Mar 9, 2021
Book Page	3639/1700
Instrument	5394

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	108 3RD AVE SW, CATAWBA, NC 28609-8179
Document Number	0035801303
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 3RD AVE SW CATAWBA NC 286098179, CATAWBA, NC 28609-8179

Mortgage

Document Number	0035801303
Date	Jun 26, 2020
Book Page	003580/001303
Instrument	12102

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Aug 1, 2019
Property Address	108 3RD AVE SW, CATAWBA, NC 28609-8179
Document Number	0035190288
Book / Page	003519 / 000288
Instrument Date	Jul 31, 2019
Instrument	13061
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 3RD AVE SW CATAWBA NC 286098179, CATAWBA, NC 28609-8179

Mortgage

Document Number	35190291
Date	Aug 1, 2019
Book Page	003519/000291
Instrument	13062

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 108 3rd Ave SW was $950.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Catawba Town
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,300 Land $11,600 Building $226,700
2025	$950.00
2023	$1,902.00	$135,000 Land $11,600 Building $123,400	$238,300 Land $11,600 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 3rd Ave SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 3rd Ave SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CATAWBA serves 1,617 people · EPA ID NC0118040
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd Ave SW

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