103 3rd Ave SW, Catawba, NC 28609 Property Records

Catawba County property record for 103 3rd Ave SW, Catawba, NC 28609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,144 sqft · built 2006
Lot Size	1.97 acres (85,813 sqft)
Owner	Trust Name on File
Last Sale	$710,000 (Jul 2025)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3781-06-28-6457`

Property Details

APN / Parcel Number

Primary APN	`3781-06-28-6457`
Alternative APN	`0301806`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,144 sqft Living Area
1st Floor Area	3,928 sqft
Basement Area	120 sqft
Unfinished Basement	120 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	85,813 sqft (1.97 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 3RD ST SW
City	CATAWBA
State	NC
Zip	28609-8388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	PLAT 62-95
Legal Subdivision	LAURA MILDRED ALLEN
Jurisdiction	CATAWBA NC
Township / Civil Division	CATAWBA
Census Block Group	3
Census Block	3035
Census Tract	11501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Catawba Historic District listed 1986 · 49 contributing resources · NRIS 86000893

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

103 3rd Ave SW is held in a trust since July 2025.

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	103 3RD AVE SW, CATAWBA, NC 28609-8179
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Intrafamily Transfer, Transfer
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Deed Document Number	202514525
Deed Book / Page	3957 / 1407
Prior Transfer Date	Mar 12, 2007
Prior Transfer Doc	0028220248
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CATAWBA NC
Recording Date	Mar 6, 2026
Property Address	103 3RD AVE SW, CATAWBA, NC 28609
Document Number	0040031665
Book / Page	4003 / 1665
Map Reference	MB 62 PG 95
Instrument Date	Mar 5, 2026
Instrument	4211
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	103 3RD ST SW, CATAWBA, NC 28609
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034321972
Date	Dec 22, 2017
Book Page	03432/1972
Instrument	21936

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	103 3RD ST SW, CATAWBA, NC 28609
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036071776
Date	Oct 21, 2020
Book Page	3607/1776
Instrument	21650

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 103 3rd Ave SW was $1,880, down 53% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Catawba Town
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,700 (+5.93%) Land $17,000 Building $454,700
2025	$1,880.00 (-53.01%)	$445,300 Land $17,000 Building $428,300
2024	$4,001.00 (+12.55%)
2023	$3,555.00	$285,100 Land $17,000 Building $268,100	$471,700 Land $17,000 Building $454,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 3rd Ave SW in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 3rd Ave SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CATAWBA serves 1,617 people · EPA ID NC0118040
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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