105 3rd Ave SW, Catawba, NC 28609 Property Records

Catawba County property record for 105 3rd Ave SW, Catawba, NC 28609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,590 sqft · built 1951
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,000 (May 2018)
Tax Bill	$910 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3781-06-37-0737`

Property Details

APN / Parcel Number

Primary APN	`3781-06-37-0737`
Alternative APN	`0001876`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	2,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	221 ft deep x 153 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	200 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 3RD AVE SW
City	CATAWBA
State	NC
Zip	28609-8179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ACCT# 159770532 MAP 002 Y -11-002- -0 85% X 117% -1% MTL CP
Jurisdiction	CATAWBA NC
Township / Civil Division	CATAWBA
Census Block Group	3
Census Block	3045
Census Tract	11501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Catawba Historic District listed 1986 · 49 contributing resources · NRIS 86000893

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 3RD AVE SW, CATAWBA, NC 28609-8179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
May 23, 2018	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Prior Sale	Apr 15, 2011 · Amount on Record
Deed Document Number	20188500
Deed Book / Page	3454 / 708
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	105 3RD AVE SW, CATAWBA, NC 28609-8179
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036780912
Date	Aug 11, 2021
Book Page	3678/912
Instrument	19305

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 23, 2018
Property Address	105 3RD AVE SW, CATAWBA, NC 28609-8179
Document Number	0034540708
Book / Page	03454 / 0708
Instrument Date	May 23, 2018
Instrument	08500
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 792, HUDSON, NC 28638-0792

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 3RD AVE SW, CATAWBA, NC 28609-8179
Investor	Possibly a Property Investor

Mortgage

Document Number	8501
Date	May 23, 2018
Instrument	08501

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Catawba Town
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,300 (-) Land $14,000 Building $214,300
2025	$910.00 (-55.63%)	$228,300 (+78.36%) Land $14,000 Building $214,300
2024	$2,051.00 (+12.57%)
2023	$1,822.00	$128,000 Land $14,000 Building $114,000	$228,300 Land $14,000 Building $214,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CATAWBA serves 1,617 people · EPA ID NC0118040
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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