1079 Pepper Ridge Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 1079 Pepper Ridge Dr, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details2,701 sqft · built 1981
Owner2 Individual Names on File
Last Sale$370,000 (Jun 2021)
Tax Bill$2,472 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN309-02-0D-007-S89

Property Details

APN / Parcel Number

Primary APN309-02-0D-007-S89
Alternative APN
  • 2258

Interior

Stories2 Stories
Building Area2,701 sqft Gross Area
Gross Area1,950 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Exterior MaterialWood
Construction TypeFrame
Garage TypeAttached
Garage Area483 sqft

Exterior Amenities

Pool Area648 sqft
PorchPorch
Porch Area54 sqft
Patio Area144 sqft

Location & Zoning

Account Number2258
Old Parcel Number309-02-0D-007 S89
Street Address1079 PEPPER RIDGE DR
CityLUGOFF
StateSC
Zip29078-9654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionPEPPER RIDGE SUBDIV LOT 7
Legal SubdivisionPEPPER RIDGE SUBDIV
Legal Lot Number7
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2003
Census Tract970905

Owner

1079 Pepper Ridge Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Kershaw County records, as of November 6, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address1079 PEPPER RIDGE DR, LUGOFF, SC 29078-9654
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2021 · Amount on File
Deed SaleJun 23, 2021 · Amount on File
Deed Document Number0004508225
Record UpdatedJun 8, 2026

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateJul 18, 2018
Property Address1079 PEPPER RIDGE DR, LUGOFF, SC 29078-9654
Document Number0000005507
Book / Page003889 / 000147
Instrument DateJul 13, 2018
Instrument5507
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,029.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1079 PEPPER RIDGE DR LUGOFF SC 290789654, LUGOFF, SC 29078-9654

Mortgage

Document Number5508
DateJul 18, 2018
Book Page003889/000151
Instrument5508
Lender
NameCAPWEST HM LNS
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1079 Pepper Ridge Dr was $2,472.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,472.00$370,000 Land $30,000 Building $340,000$370,000
2023$2,486.00$370,000 Land $30,000 Building $340,000$370,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1079 Pepper Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1079 Pepper Ridge Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TruVista Communications
Cable · Fiber in parts of the area
500 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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