Kershaw County property record for 1075 Pepper Ridge Dr, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,944 sqft · built 1983 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Sep 2021) |
| Tax Bill | $2,196 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 309-02-0D-005-S89 |
| Primary APN | 309-02-0D-005-S89 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,944 sqft Gross Area |
| Gross Area | 2,098 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 40,075 sqft (0.919 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 70 sqft |
| Patio Area | 168 sqft |
| Account Number | 2256 |
|---|---|
| Old Parcel Number | 309-02-0D-005 S89 |
| Street Address | 1075 PEPPER RIDGE DR |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | PEPPER RIDGE SUBDIV LOT 5 |
| Legal Subdivision | PEPPER RIDGE SUBDIV |
| Legal Lot Number | 5 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970905 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1075 PEPPER RIDGE DR, LUGOFF, SC 29078-9653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional with PMI GUILD MTG |
| Dec 4, 2017 | Warranty Deed, Transfer · Conventional with PMI GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on Record |
| Deed Sale | Sep 23, 2021 · Amount on Record |
| Deed Document Number | 0000457583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1075 PEPPER RIDGE DR, LUGOFF, SC 29078-9653 |
| Document Number | 0000009343 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1075 PEPPER RIDGE DR LUGOFF SC 290789653, LUGOFF, SC 29078-9653 |
| Document Number | 0000009343 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 004127/000056 |
| Instrument | 9343 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 17, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Dec 4, 2017 |
| Property Address | 1075 PEPPER RIDGE DR, LUGOFF, SC 29078-9653 |
| Document Number | 0000009668 |
| Book / Page | 003787 / 000277 |
| Instrument Date | Dec 4, 2017 |
| Instrument | 9668 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $851.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 117 LAUSANNE DR CAMDEN SC 290202930, CAMDEN, SC 29020-2930 |
| Document Number | 9669 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 003787/000279 |
| Instrument | 9669 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2047 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,196.00 (-0.59%) | $325,000 (-) Land $30,000 Building $295,000 | $325,000 (-) |
| 2023 | $2,209.00 | $325,000 Land $30,000 Building $295,000 | $325,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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