1083 Pepper Ridge Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 1083 Pepper Ridge Dr, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details3,257 sqft · built 1982
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Last Sale$226,000 (Apr 2020)
Tax Bill$1,690 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN309-02-0D-009-S89

Property Details

APN / Parcel Number

Primary APN309-02-0D-009-S89
Alternative APN
  • 2260

Interior

Stories1 Story
Building Area3,257 sqft Gross Area
Gross Area2,447 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Exterior MaterialBrick
Lot Area46,609 sqft (1.07 acres)
PorchPorch
Porch Area297 sqft
Patio Area456 sqft

Location & Zoning

Account Number2260
Old Parcel Number309-02-0D-009 S89
Street Address1083 PEPPER RIDGE DR
CityLUGOFF
StateSC
Zip29078-9654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionPEPPER RIDGE SUBDIV LOT 9
Legal SubdivisionPEPPER RIDGE SUBDIV
Legal BlockKD
Legal Lot Number9
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2003
Census Tract970905

Owner

1083 Pepper Ridge Dr is owned and occupied by an individual who acquired it in April 2020.

Source: Kershaw County records, as of November 6, 2025

Owner of RecordIndividual Name on File
Mailing Address1083 PEPPER RIDGE DR, LUGOFF, SC 29078-9654
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2020 · Amount on File
Deed SaleApr 15, 2020 · Amount on File
Deed Document Number0004205208
Deed Book / Page4205 / 208
Last Transfer DateApr 16, 2020
Transfer Doc0000003283
Record UpdatedJun 8, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateApr 16, 2020
Property Address1083 PEPPER RIDGE DR, LUGOFF, SC 29078-9654
Document Number0000003283
Book / Page004205 / 000208
Instrument DateApr 15, 2020
Instrument3283
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$836.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1083 PEPPER RIDGE DR LUGOFF SC 290789654, LUGOFF, SC 29078-9654

Mortgage

Document Number3284
DateApr 16, 2020
Book Page004205/000211
Instrument3284
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueApr 15, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1083 Pepper Ridge Dr was $1,690.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,690.00$241,500 Land $30,000 Building $211,500$241,500
2023$1,702.00$242,200 Land $30,000 Building $212,200$242,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1083 Pepper Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1083 Pepper Ridge Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TruVista Communications
Cable · Fiber in parts of the area
500 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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