1079 Nipigon Beach Rd, Coldwater, MI 49036 Property Records

Branch County property record for 1079 Nipigon Beach Rd, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Lot Size0.19 acres (8,276 sqft)
Owner2 Trust Names on File
Tax Bill$4,283 (2025)
Deeds & MortgagesAug 2026 Transfer
Sep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN150-N40-001-010-00

Property Details

APN / Parcel Number

Primary APN150-N40-001-010-00

Exterior

Lot Area8,276 sqft (0.19 acres)

Location & Zoning

Street Address1079 NIPIGON BEACH RD
CityCOLDWATER
StateMI
Zip49036-9078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK 1 & LOT 10 BLK 2 NIPIGON BEACH SUB SEC 21 T8S R6W
Legal Range06W
Legal Township08S
Legal Section21
Legal SubdivisionNIPIGON BEACH SUB
Legal Block1-2
Legal Lot Number10
JurisdictionBRANCH MI
Township / Civil DivisionKINDERHOOK
Census Block Group2
Census Block2047
Census Tract951100

Owner

1079 Nipigon Beach Rd is owner-occupied and held in a trust since July 2026.

Source: Branch County records, as of August 13, 2026

Owner of Record2 Trust Names on File
Mailing Address1079 NIPIGON BEACH RD, COLDWATER, MI 49036-9078
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
THREE RIVERS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 20, 2026
Transfer Doc0000004829
Record UpdatedSep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRANCH MI
Recording DateAug 3, 2026
Property Address1079 NIPIGON BEACH RD, COLDWATER, MI 49036-9078
Document Number0000004829
Instrument DateJul 20, 2026
Instrument20264829
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address1079 NIPIGON BEACH RD, COLDWATER, MI 49036-9078

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address1079 NIPIGON BEACH RD, COLDWATER, MI 49036-9078
Transaction TypeMortgage
Record UpdatedOct 13, 2025
Title CompanyMETROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address11317 SCHEUMAN RD, DECATUR, IN 46733-9613

Mortgage

Document Number0202505725
DateSep 24, 2025
Instrument2025-05725
Lender
NameTHREE RIVERS FCU
TypeCredit Union
Address1615 NORTHLAND BLVD, FORT WAYNE, IN 46825
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term370 Months
DueJul 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1079 Nipigon Beach Rd was $4,283, up 2.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionKinderhook Township
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,200 (+36.38%)$394,400 (+36.38%)
2025$4,283.00 (+2.66%)$144,600$289,200
2024$4,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1079 Nipigon Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1079 Nipigon Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Lakeland Internet
Fixed Wireless
300 / 300
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier, Mercury Fiber, MetaLINK Technologies.

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