10780 Eby Rd, Germantown, OH 45327 Property Records

Montgomery County property record for 10780 Eby Rd, Germantown, OH 45327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1990
Lot Size	6.34 acres (276,606 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,674 (2024)
Deeds & Mortgages	Jun 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D14 00912 0062`

Property Details

APN / Parcel Number

Primary APN	`D14 00912 0062`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	276,606 sqft (6.34 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	250 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10780 EBY RD
City	GERMANTOWN
State	OH
Zip	45327-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-2-30
Legal Lot Number	62
Jurisdiction	MONTGOMERY OH
Township / Civil Division	GERMAN
Census Block Group	1
Census Block	1021
Census Tract	160100

Owner

Source: Montgomery County records · APN D14 00912 0062

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10780 EBY RD, GERMANTOWN, OH 45327-9719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10780 EBY RD, GERMANTOWN, OH 45327-9719
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10780 EBY RD, GERMANTOWN, OH 45327-9719

Mortgage

Document Number	0000029379
Date	Jun 09, 2023
Instrument	202300029379

Lender

Name	DAY AIR CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45429

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	German Township
Unified School District	Valley View Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,690 (-) Land $53,220 Building $56,470
2024	$5,674.00 (+8.49%)
2023	$5,230.00 (+11.21%)	$109,690 (+32.12%) Land $53,220 Building $56,470	$313,400 (+32.12%) Land $152,060 Building $161,340
2022	$4,703.00	$83,020 Land $40,320 Building $42,700
2020			$237,200 Land $115,200 Building $122,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 49 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.