1078 Abalone Bluff Dr, Forest, VA 24551 Property Records

Bedford County property record for 1078 Abalone Bluff Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,486 sqft · built 2013
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2017)
Tax Bill	$1,806 (2023)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82 19 4`

Property Details

APN / Parcel Number

Primary APN	`82 19 4`
Alternative APNs	`90510431` `498078`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,486 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Contemporary
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	498078
Street Address	1078 ABALONE BLUFF DR
City	FOREST
State	VA
Zip	24551-4863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUTUMN RUN SEC 1 LT 4 PB 51/219
Legal Subdivision	AUTUMN RUN SEC 1
Legal Lot Number	4
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	4
Census Block	4012
Census Tract	30101

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1078 ABALONE BLUFF DR, FOREST, VA 24551-4863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit BEACON CREDIT UNION
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit BEACON CREDIT UNION INC
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit BEACON CREDIT UNION INC
Apr 28, 2017	Warranty Deed, Transfer · Line of Credit BEACON CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Jan 21, 2014 · Amount on Record
Deed Document Number	170003817
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1078 ABALONE BLUFF DR, FOREST, VA 24551-4863
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230008866
Date	Oct 24, 2023
Instrument	230008866

Lender

Name	BEACON CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 25, 2038

Interest

Rate Type	Adjustable Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1078 ABALONE BLUFF DR, FOREST, VA 24551-4863
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230005590
Date	Jul 11, 2023
Instrument	230005590

Lender

Name	BEACON CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2038

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1078 ABALONE BLUFF DR, FOREST, VA 24551-4863
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004865
Date	Mar 31, 2021
Instrument	210004865

Lender

Name	BEACON CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 28, 2017
Property Address	1078 ABALONE BLUFF DR, FOREST, VA 24551-4863
Document Number	170003817
Instrument Date	Apr 10, 2017
Instrument	170003817
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	NOT AVAILABLE, RELIANCE TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 ABALONE BLUFF DR, FOREST, VA 24551-4863

Mortgage

Document Number	170003818
Date	Apr 28, 2017
Instrument	170003818

Lender

Name	BEACON CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,806.00 Additional exemption filed	$220,300	$440,600 Land $75,000 Building $365,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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