1293 W Ross Rd, El Centro, CA 92243 Property Records

Imperial County property record for 1293 W Ross Rd, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	2,363 sqft · built 1970
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2018)
Tax Bill	$3,198 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052-500-001-000`

Property Details

APN / Parcel Number

Primary APN	`052-500-001-000`
Alternative APNs	`0525000101` `05250001`

Interior

Stories	1 Story
Building Area	2,363 sqft Living Area
1st Floor Area	2,363 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Lot Area	74,052 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1293 W ROSS RD
City	EL CENTRO
State	CA
Zip	92243-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 298.7 FT OF W 248.7 FT OF N 80 AC TR 173 16-13 1.70 AC
Legal Tract	173
Legal Block	2
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	2
Census Block	2089
Census Tract	11100

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1293 W ROSS RD, EL CENTRO, CA 92243-9534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 19, 2018	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	201810858
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1293 W ROSS RD, EL CENTRO, CA 92243-9534
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1293 W ROSS RD, EL CENTRO, CA 92243-9534

Mortgage

Document Number	0000000460
Date	Jan 7, 2022
Instrument	2022000460

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1293 W ROSS RD, EL CENTRO, CA 92243-9534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1293 W ROSS RD, EL CENTRO, CA 92243-9534

Mortgage

Document Number	0000017061
Date	Sep 23, 2020
Instrument	2020017061

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1293 W ROSS RD, EL CENTRO, CA 92243-9534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008920
Date	May 22, 2019
Instrument	2019008920

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jun 19, 2018
Property Address	1293 W ROSS RD, EL CENTRO, CA 92243-9534
Document Number	0000010858
Instrument Date	May 23, 2018
Instrument	2018010858
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1293 W ROSS RD, EL CENTRO, CA 92243-9534

Mortgage

Document Number	0000010859
Date	Jun 19, 2018
Instrument	2018010859

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	McCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$290,142 (+6.12%) Land $98,648 Building $191,494
2025	$3,198.00 (+3.06%)
2023	$3,103.00 (+2.34%)	$273,409 Land $92,959 Building $180,450
2022	$3,032.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sun Valley Broadband Fixed Wireless	50 / 10

May also be available: AT&T.

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