1077 Montecito Way, Ramona, CA 92065 Property Records

San Diego County property record for 1077 Montecito Way, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,792 sqft · built 1935
Lot Size	3.28 acres (142,877 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Apr 2024)
Tax Bill	$6,965 (2025)
Deeds & Mortgages	Apr 2024 Sale Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`281-520-38-00`

Property Details

APN / Parcel Number

Primary APN	`281-520-38-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	142,877 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1077 MONTECITO WAY
City	RAMONA
State	CA
Zip	92065-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 17-13-1E POR TR 000863
Legal Range	01E
Legal Township	13
Legal Section	17
Legal Subdivision	RANCHO SANTA FE
Legal Tract	000863
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2015
Census Tract	20801

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2884, RAMONA, CA 92065-0950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jun 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on Record
Deed Sale	Apr 25, 2024 · Amount on Record
Prior Sale	Aug 26, 2013 · Amount on Record
Deed Document Number	2024102799
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0000225957
Record Updated	Sep 20, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2024
Property Address	1077 MONTECITO WAY, RAMONA, CA 92065-1626
Document Number	0000102799
Map Reference	MAP 863
Instrument Date	Apr 16, 2024
Instrument	2024-0102799
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2884, RAMONA, CA 92065-0950

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2018
Property Address	1077 MONTECITO WAY, RAMONA, CA 92065-1626
Document Number	0000225957
Instrument Date	May 30, 2018
Instrument	225957
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 2003 RAMONA CA 920650930, RAMONA, CA 92065-0930

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$634,644 (+2%) Land $442,170 Building $192,474
2025	$6,965.00 (+59.46%) Homeowner's exemption	$622,200 (+53.07%) Land $433,500 Building $188,700
2023	$4,368.00 (-6.67%)	$406,492 Land $176,735 Building $229,757
2022	$4,680.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Cox Communications, Verizon.

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