975 Montecito Way, Ramona, CA 92065 Property Records

San Diego County property record for 975 Montecito Way, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,617 sqft · built 1928
Lot Size	8.35 acres (363,726 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jul 1984)
Tax Bill	$8,138 (2025)
Deeds & Mortgages	Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`281-520-57-00`

Property Details

APN / Parcel Number

Primary APN	`281-520-57-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,617 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	363,726 sqft

Location & Zoning

Street Address	975 MONTECITO WAY
City	RAMONA
State	CA
Zip	92065-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM13217
Legal Subdivision	PARCEL MAP 13217
Legal Tract	13217
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2015
Census Tract	20801

Owner

Source: San Diego County records · APN 281-520-57-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	975 MONTECITO WAY, RAMONA, CA 92065-1624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 1984 · Amount on Record
Deed Sale	Jul 26, 1984 · Amount on Record
Deed Document Number	1984282907
Last Transfer Date	Oct 20, 2005
Transfer Doc	0000928703
Record Updated	Sep 20, 2026

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2018
Property Address	975 MONTECITO WAY, RAMONA, CA 92065-1624
Document Number	0000161278
Instrument Date	Apr 19, 2018
Instrument	161278
Transaction Type	Transfer
Record Updated	Apr 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 MONTECITO WAY RAMONA CA 920651624, RAMONA, CA 92065-1624

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$212,845 (+2%) Land $153,292 Building $59,553
2025	$8,138.00 (+3.6%) Homeowner's exemption	$208,673 (+4.04%) Land $150,287 Building $58,386
2023	$7,855.00 (-1.95%) Homeowner's exemption	$200,572 Land $144,452 Building $56,120
2022	$8,011.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Cox Communications, Verizon.

Based on FCC filings for 16 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.