1076 Clayton St, Commerce, GA 30529 Property Records

Jackson County property record for 1076 Clayton St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,473 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Aug 2020)
Tax Bill	$1,877 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C12 028B`

Property Details

APN / Parcel Number

Primary APN	`C12 028B`
Alternative APN	`8964`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,473 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	10 sqft
Patio Area	144 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8964
Street Address	1076 CLAYTON ST
City	COMMERCE
State	GA
Zip	30529-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 1 PIEDMONT PLACE PHASE 1
Legal Subdivision	PEIDMONT PLACE
Legal Phase	1
Legal Lot Number	1
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2010
Census Tract	10400

Owner

1076 Clayton St is owned and occupied by an individual who bought it in August 2020.

Source: Jackson County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1076 CLAYTON ST, COMMERCE, GA 30529-2803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on File
Deed Sale	Aug 24, 2020 · Amount on File
Prior Sale	Jan 13, 1999 · Amount on File
Deed Document Number	20203070
Deed Book / Page	91E / 352
Prior Transfer Date	May 9, 2005
Prior Transfer Doc	00039L0770
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 25, 2020
Property Address	1076 CLAYTON ST, COMMERCE, GA 30529-2803
Document Number	00091E0352
Book / Page	00091E / 000352
Instrument Date	Aug 24, 2020
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 CLAYTON ST COMMERCE GA 305292803, COMMERCE, GA 30529-2803

Mortgage

Document Number	91E0353
Date	Aug 25, 2020
Book Page	00091E/000353

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1076 Clayton St was $1,877 with a homeowner's exemption, down 3.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,824 (-) Land $10,000 Building $60,824	$177,060 (-) Land $25,000 Building $152,060
2025	$1,877.00 (-3.1%) Homeowner's exemption	$70,824 (-) Land $10,000 Building $60,824	$177,060 (-) Land $25,000 Building $152,060
2024	$1,937.00 (+42.53%) Homeowner's exemption	$70,824 (+11.81%) Land $10,000 Building $60,824	$177,060 (+11.81%) Land $25,000 Building $152,060
2023	$1,359.00 (-7.11%) Homeowner's exemption	$63,344 (+38.23%) Land $10,000 Building $53,344	$158,360 (+38.23%) Land $25,000 Building $133,360
2022	$1,463.00 Homeowner's exemption	$45,824 Land $4,000 Building $41,824	$114,560 Land $10,000 Building $104,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1076 Clayton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Clayton St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20