950 Clayton St, Commerce, GA 30529 Property Records

Jackson County property record for 950 Clayton St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,410 sqft · built 1998
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2019)
Tax Bill	$1,533 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C12 028J`

Property Details

APN / Parcel Number

Primary APN	`C12 028J`
Alternative APN	`8972`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Porch	Slab
Porch Area	168 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8972
Street Address	950 CLAYTON ST
City	COMMERCE
State	GA
Zip	30529-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 9 PIEDMONT PLACE PHASE 1
Legal Subdivision	PHASE I PIEDMONT PLA
Legal Phase	1
Legal Lot Number	9
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2010
Census Tract	10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	950 CLAYTON ST, COMMERCE, GA 30529-2802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Sep 12, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Prior Sale	Jul 15, 2005 · Amount on Record
Deed Document Number	20193374
Deed Book / Page	86B / 624
Prior Transfer Date	May 3, 2005
Prior Transfer Doc	00039A0104
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	950 CLAYTON ST, COMMERCE, GA 30529-2802
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 CLAYTON ST, COMMERCE, GA 30529-2802

Mortgage

Document Number	00097Z0000000186
Date	Aug 31, 2021
Book Page	000000097Z/0000000186

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 12, 2019
Property Address	950 CLAYTON ST, COMMERCE, GA 30529-2802
Document Number	00086B0624
Book / Page	00086B / 000624
Instrument Date	Sep 11, 2019
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 CLAYTON ST COMMERCE GA 305292802, COMMERCE, GA 30529-2802

Mortgage

Document Number	86B0625
Date	Sep 12, 2019
Book Page	00086B/000625

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,920 (-) Land $10,000 Building $47,920	$144,800 (-) Land $25,000 Building $119,800
2025	$1,533.00 (-3.04%) Homeowner's exemption	$57,920 (-) Land $10,000 Building $47,920	$144,800 (-) Land $25,000 Building $119,800
2024	$1,581.00 (+3.67%) Homeowner's exemption	$57,920 (+12.42%) Land $10,000 Building $47,920	$144,800 (+12.42%) Land $25,000 Building $119,800
2023	$1,525.00 (+29.13%)	$51,520 (+41.38%) Land $10,000 Building $41,520	$128,800 (+41.38%) Land $25,000 Building $103,800
2022	$1,181.00	$36,440 Land $4,000 Building $32,440	$91,100 Land $10,000 Building $81,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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