Jackson County property record for 962 Clayton St, Commerce, GA 30529
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,384 sqft · built 1997 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,000 (Dec 2023) |
| Tax Bill | $2,341 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C12 028I |
| Primary APN | C12 028I |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,384 sqft Heated Area |
| 1st Floor Area | 1,384 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Deck Area | 132 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8971 |
|---|---|
| Street Address | 962 CLAYTON ST |
| City | COMMERCE |
| State | GA |
| Zip | 30529-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 8 PIEDMONT PLACE PHASE 1 |
| Legal Subdivision | PIEDMONT PLACE |
| Legal Phase | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10400 |
Source: Jackson County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 962 CLAYTON ST, COMMERCE, GA 30529-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Dec 6, 2023 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE |
| Nov 18, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCE |
| Nov 2, 2018 | Grant Deed, Transfer · VA Mortgage PACIFIC UNION FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on Record |
| Deed Sale | Dec 6, 2023 · Amount on Record |
| Prior Sale | Oct 31, 2018 · Amount on Record |
| Deed Book / Page | 109C / 231 |
| Prior Transfer Date | Sep 3, 2013 |
| Prior Transfer Doc | 00066V0537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 962 CLAYTON ST, COMMERCE, GA 30529-2802 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 962 CLAYTON ST, COMMERCE, GA 30529-2802 |
| Document Number | 00116T0000000001 |
|---|---|
| Date | Aug 22, 2025 |
| Book Page | 000000116T/0000000001 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Dec 6, 2023 |
| Property Address | 962 CLAYTON ST, COMMERCE, GA 30529-2802 |
| Document Number | 00109C0231 |
| Book / Page | 109C / 231 |
| Instrument Date | Nov 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 962 CLAYTON ST, COMMERCE, GA 30529-2802 |
| Document Number | 00109C0000000232 |
|---|---|
| Date | Dec 6, 2023 |
| Book Page | 000000109C/0000000232 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 962 CLAYTON ST, COMMERCE, GA 30529-2802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 962 CLAYTON ST, COMMERCE, GA 30529-2802 |
| Document Number | 00099M0000000054 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 000000099M/0000000054 |
| Name | AMERICAN FINANCE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Nov 2, 2018 |
| Property Address | 962 CLAYTON ST, COMMERCE, GA 30529-2802 |
| Document Number | 00082P0553 |
| Book / Page | 00082P / 000553 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 962 CLAYTON ST COMMERCE GA 305292802, COMMERCE, GA 30529-2802 |
| Document Number | 82P0554 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 00082P/000554 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75234 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Jackson County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Municipality | Commerce City |
| Unified School District | Commerce City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,200 (-) Land $10,000 Building $78,200 | $220,500 (-) Land $25,000 Building $195,500 | |
| 2025 | $2,341.00 (-3.82%) Homeowner's exemption | $88,200 (-) Land $10,000 Building $78,200 | $220,500 (-) Land $25,000 Building $195,500 |
| 2024 | $2,434.00 (+40.21%) | $88,200 (+50.41%) Land $10,000 Building $78,200 | $220,500 (+50.41%) Land $25,000 Building $195,500 |
| 2023 | $1,736.00 (+27.55%) | $58,640 (+39.62%) Land $10,000 Building $48,640 | $146,600 (+39.62%) Land $25,000 Building $121,600 |
| 2022 | $1,361.00 | $42,000 Land $4,000 Building $38,000 | $105,000 Land $10,000 Building $95,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 14, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 11,340 people · EPA ID GA1570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Windstream Cable · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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