10756 E Bay Tree Dr, Gulfport, MS 39503 Property Records

Harrison County property record for 10756 E Bay Tree Dr, Gulfport, MS 39503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,037 sqft · built 2004
Owner	Individual Name on File
Last Sale	$79,900 (Mar 2020)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0908N-05-001.159`

Property Details

APN / Parcel Number

Primary APN	`0908N-05-001.159`
Alternative APN	`117885`

Interior

Full Baths	1 Bath
Building Area	1,037 sqft Adjusted Area
1st Floor Area	1,008 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	117885
Street Address	10756 E BAY TREE DR
City	GULFPORT
State	MS
Zip	39503-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108 FOREST NORTH SUBD PH 4 SEC 11-7-11
Legal Range	11
Legal Township	07
Legal Section	11
Legal Subdivision	FOREST NORTH SUBD PH 4
Legal Phase	4
Legal Lot Number	108
Jurisdiction	HARRISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4004
Census Tract	3208

Owner

10756 E Bay Tree Dr is owned and occupied by an individual who bought it in March 2020.

Source: Harrison County records, as of November 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10756 E BAY TREE DR, GULFPORT, MS 39503-4541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 6, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Deed Document Number	2020-0002669-D-J1
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10756 E BAY TREE DR, GULFPORT, MS 39503-4541
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220000528TJ1
Date	Jan 7, 2022
Instrument	2022-0000528-T-J1

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Mar 6, 2020
Property Address	10756 E BAY TREE DR, GULFPORT, MS 39503-4541
Document Number	202002669DJ1
Map Reference	PB 42 PG 39
Instrument Date	Mar 4, 2020
Instrument	2020-02669-D-J1
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 PEACEMAKER AVE, 64, HAMPTON, VA 23665-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10756 E BAY TREE DR, GULFPORT, MS 39503-4541

Mortgage

Document Number	202002127TJ1
Date	Mar 6, 2020
Instrument	2020-02127-T-J1

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$7,375	$73,747 Land $18,000 Building $55,747
2023	$7,149	$71,487 Land $18,000 Building $53,487

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10756 E Bay Tree Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10756 E Bay Tree Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: CoastConnect.

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