10763 E Bay Tree Dr, Gulfport, MS 39503 Property Records

Harrison County property record for 10763 E Bay Tree Dr, Gulfport, MS 39503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,224 sqft · built 2004
Owner	Individual Name on File
Last Sale	$120,000 (Feb 2022)
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0908N-05-001.183`

Property Details

APN / Parcel Number

Primary APN	`0908N-05-001.183`
Alternative APN	`117909`

Interior

Full Baths	1 Bath
Building Area	1,224 sqft Adjusted Area
1st Floor Area	1,180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	117909
Street Address	10763 E BAY TREE DR
City	GULFPORT
State	MS
Zip	39503-4540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 175 FOREST NORTH SUBD PH 4 SEC 11-7-11
Legal Range	11
Legal Township	07
Legal Section	11
Legal Subdivision	FOREST NORTH SUBD PH 4
Legal Phase	4
Legal Lot Number	175
Jurisdiction	HARRISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4008
Census Tract	3208

Owner

10763 E Bay Tree Dr is owned by an individual who bought it in February 2022.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5168 POSEY BRIDGE RD, BILOXI, MS 39532-9489
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2018	Deed of Trust, Mortgage USAA FSB
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage HOLMES COUNTY BANK
Nov 19, 2018	Warranty Deed, Transfer
Dec 6, 2017	Special Warranty Deed, Transfer
Dec 6, 2017	Special Warranty Deed, Transfer
Dec 6, 2017	Warranty Deed, Transfer
Dec 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	Nov 19, 2018
Deed Document Number	2022-0003622-D-J1
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10763 E BAY TREE DR, GULFPORT, MS 39503-4540
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180009928TJ1
Date	Nov 19, 2018
Instrument	2018-0009928-T-J1

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Feb 15, 2022
Property Address	10763 E BAY TREE DR, GULFPORT, MS 39503-4540
Document Number	20220003622TJ1
Map Reference	PB42 PG39
Instrument Date	Feb 10, 2022
Instrument	2022-0003622-T-J1
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 AIRPORT RD, 228, WAUCHULA, FL 33873-8659

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1050 POPLAR TRCE, ELIZABETHTOWN, KY 42701-7027

Mortgage

Document Number	20220003623TJ1
Date	Feb 15, 2022
Instrument	2022-0003623-T-J1

Lender

Name	HOLMES COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Nov 19, 2018
Property Address	10763 E BAY TREE DR, GULFPORT, MS 39503-4540
Document Number	20180008288DJ1
Instrument Date	Nov 19, 2018
Instrument	2018-0008288-D-J1
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 BRADY DR, 139, BILOXI, MS 39531-5005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10763 E BAY TREE DR, GULFPORT, MS 39503-4540

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 6, 2017
Property Address	10763 E BAY TREE DR, GULFPORT, MS 39503-4540
Document Number	20170008682TJ1
Instrument Date	Dec 6, 2017
Instrument	2017-0008682-T-J1
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW FIVE POINTS PLAZA, 40, ATLANTA, GA 30303

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9347 EVANS RD, GULFPORT, MS 39503-6237

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 6, 2017
Property Address	10763 E BAY TREE DR, GULFPORT, MS 39503-4540
Document Number	20170008682TJ1
Instrument Date	Dec 6, 2017
Instrument	2017-0008682-T-J1
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW FIVE POINTS PLAZA, 40, ATLANTA, GA 30303

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9347 EVANS RD, GULFPORT, MS 39503-6237

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 6, 2017
Property Address	10763 E BAY TREE DR, GULFPORT, MS 39503-4540
Document Number	20170008685TJ1
Instrument Date	Dec 4, 2017
Instrument	2017-0008685-T-J1
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2739 CHANNEL PL, 2739, BILOXI, MS 39531-2034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 BRADY DR, BILOXI, MS 39531-5005

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 6, 2017
Property Address	10763 E BAY TREE DR, GULFPORT, MS 39503-4540
Document Number	20170008685TJ1
Instrument Date	Dec 4, 2017
Instrument	2017-0008685-T-J1
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2739 CHANNEL PL, 2739, BILOXI, MS 39531-2034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 BRADY DR, BILOXI, MS 39531-5005

Tax Assessment & Valuation

The 2025 property tax bill for 10763 E Bay Tree Dr was $1,505, up 4.5% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,505.00 (+4.51%)	$12,634	$84,225 Land $18,000 Building $66,225
2024	$1,440.00 (+3.37%)
2023	$1,393.00 (-0.64%)	$11,661	$77,738 Land $18,000 Building $59,738
2022	$1,402.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10763 E Bay Tree Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10763 E Bay Tree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: CoastConnect.

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