10741 E Bay Tree Dr, Gulfport, MS 39503 Property Records

Harrison County property record for 10741 E Bay Tree Dr, Gulfport, MS 39503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,189 sqft · built 2002
Lot Size	0.115 acres (5,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,299 (Oct 2025)
Tax Bill	$1,412 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Nov 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0908N-05-001.187`

Property Details

APN / Parcel Number

Primary APN	`0908N-05-001.187`
Alternative APN	`117913`

Interior

Full Baths	1 Bath
Building Area	1,189 sqft Adjusted Area
1st Floor Area	1,172 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,021 sqft (0.115 acres)
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10741 E BAY TREE DR
City	GULFPORT
State	MS
Zip	39503-4540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 179 FOREST NORTH SUBD PH 4 SEC 11-7-11
Legal Range	11W
Legal Township	07S
Legal Section	11
Legal Subdivision	FOREST NORTH SUBD PH 4
Legal Phase	4
Legal Lot Number	179
Jurisdiction	HARRISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4008
Census Tract	3208

Owner

Source: Harrison County records, as of April 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10741 E BAY TREE DR, GULFPORT, MS 39503-4540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 30, 2025	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Nov 22, 2019	Warranty Deed, Transfer
Aug 7, 2019	Warranty Deed, Transfer STEAM TITLE, TEAM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Nov 22, 2019
Deed Document Number	202523877
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10741 E BAY TREE DR, GULFPORT, MS 39503-4540
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20196709TJ1
Date	Aug 7, 2019
Instrument	2019-6709-T-J1

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10741 E BAY TREE DR, GULFPORT, MS 39503-4540
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10741 E BAY TREE DR, GULFPORT, MS 39503-4540

Mortgage

Document Number	20230024404TJ1
Date	Nov 30, 2023
Instrument	2023-0024404-T-J1

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2033

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Oct 30, 2025
Property Address	10741 E BAY TREE DR, GULFPORT, MS 39503-4540
Document Number	20250023877DJ1
Map Reference	MB 42 PG 39
Instrument Date	Oct 30, 2025
Instrument	2025-0023877-D-J1
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 DEER MOSS LOOP APT 6104, 6104, NICEVILLE, FL 32578-3453

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10741 E BAY TREE DR, GULFPORT, MS 39503-4540

Mortgage

Document Number	20250023878TJ1
Date	Oct 30, 2025
Instrument	2025-0023878-T-J1

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Nov 22, 2019
Property Address	10741 E BAY TREE DR, GULFPORT, MS 39503-4540
Document Number	201909949DJ1
Map Reference	PB 42 PG 39
Instrument Date	Jul 17, 2019
Instrument	2019-09949-D-J1
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2635 BALL RD, LOVELAND, OH 45140-1529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10741 E BAY TREE DR, GULFPORT, MS 39503-4540

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 7, 2019
Property Address	10741 E BAY TREE DR, GULFPORT, MS 39503-4540
Document Number	20196428DJ1
Instrument Date	Jul 11, 2019
Instrument	2019-6428-D-J1
Transaction Type	Transfer
Record Updated	Nov 24, 2025
Title Company	STEAM TITLE, TEAM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2635 BALL RD, LOVELAND, OH 45140-1529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10741 E BAY TREE DR, GULFPORT, MS 39503-4540

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,412.00 (+4.44%)	$11,854 (+3.86%)	$79,026 (+3.87%) Land $18,000 Building $61,026
2024	$1,352.00 (-0.88%)
2023	$1,364.00 (-0.58%)	$11,413	$76,085 Land $18,000 Building $58,085
2022	$1,372.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: CoastConnect.

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