Charles County property record for 10754 Cheryl Turn, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,784 sqft · built 2020 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (Mar 2024) |
| Tax Bill | $22,949 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-357591 |
| Primary APN | 06-357591 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,234 sqft Living Area |
| Gross Area | 3,774 sqft |
| 1st Floor Area | 1,262 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,625 sqft (0.198 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 129 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 357591 |
|---|---|
| Street Address | 10754 CHERYL TURN |
| City | WALDORF |
| State | MD |
| Zip | 20603-6913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 42 0.1983AC CHRISTOPHER POINTE |
| Legal Subdivision | CHRISTOPHER POINTE |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850706 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10754 CHERYL TURN, WALDORF, MD 20603-6913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed, Transfer · FHA Mortgage STATE EMPLOYEES CU OF MARYLAND |
| Jan 22, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 24, 2020 | Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| Jan 8, 2020 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on Record |
| Deed Sale | Mar 11, 2024 · Amount on Record |
| Prior Sale | Apr 24, 2020 · Amount on Record |
| Deed Book / Page | 13228 / 54 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 11, 2024 |
| Property Address | 10754 CHERYL TURN, WALDORF, MD 20603-6913 |
| Document Number | 0132280054 |
| Book / Page | 13228 / 54 |
| Map Reference | MB 60 PG 695-699 |
| Instrument Date | Oct 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10754 CHERYL TURN, WALDORF, MD 20603-6913 |
| Document Number | 0001322863 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 13228/63 |
| Name | STATE EMPLOYEES CU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10754 CHERYL TURN, WALDORF, MD 20603-6913 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | BETTERS LAW TTL & SETMNTS LL |
| Name | Verified Name |
|---|---|
| Address | 10754 CHERYL TURN, WALDORF, MD 20603-6913 |
| Document Number | 0115680371 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 11568/371 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 24, 2020 |
| Property Address | 10754 CHERYL TURN, WALDORF, MD 20603-6913 |
| Document Number | 0111000305 |
| Book / Page | 11100 / 305 |
| Map Reference | MB 60 PG 695-699 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | NVR SETMNT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,680.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10003 DEREKWOOD LN, 10003, LANHAM, MD 20706-4362 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10754 CHERYL TURN, WALDORF, MD 20603-6913 |
| Document Number | 1110310 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 1110/310 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 8, 2020 |
| Property Address | 10754 CHERYL TURN, WALDORF, MD 20603-6913 |
| Document Number | 0109430313 |
| Book / Page | 010943 / 000313 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $128.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10003 DEREKWOOD LN LANHAM SEABROOK MD 207064362, LANHAM SEABROOK, MD 20706-4362 |
| Investor | Possibly a Property Investor |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,433 (+17.74%) | $579,600 (+13.62%) Land $160,000 Building $419,600 | |
| 2025 | $22,949.00 (+1,034.4%) | ||
| 2023 | $2,023.00 Disabled Person's exemption Veteran's exemption | $472,600 | $510,100 Land $160,000 Building $350,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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