Montgomery County property record for 10748 Ruger Rd, Willis, TX 77378
| Property Type | Single Family Home |
|---|---|
| Details | 4,464 sqft |
| Lot Size | 2 acres (87,150 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,398 (2025) |
| Deeds & Mortgages | Feb 2026 Construction Loan Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8282-03-03400 |
| Primary APN | 8282-03-03400 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,464 sqft Living Area |
| 1st Floor Area | 4,128 sqft |
| Flooring | Carpet |
| Exterior Material | Brick |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 87,150 sqft |
| View / Lot | Front |
| Garage Type | Carport |
| Garage Area | 590 sqft |
| Carport | Carport |
| Carport Area | 590 sqft |
| Porch | Open Concrete/Masonry Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10748 RUGER RD |
|---|---|
| City | WILLIS |
| State | TX |
| Zip | 77378-4254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S828203 - REPUBLIC GRAND RANCH 03, BLOCK 2, LOT 6 |
| Legal Subdivision | REPUBLIC GRAND RANCH 03 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | WILLIS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 694107 |
10748 Ruger Rd, a single family home, is owned by two individuals.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4222 LAREN LN, DALLAS, TX 75244-6707 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK |
| Jul 2, 2021 | Warranty Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 10748 RUGER RD, WILLIS, TX 77378-4254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Title Company | ENVISION TITLE |
| Name | Verified Name |
|---|---|
| Address | 4222 LAREN LN, DALLAS, TX 75244-6707 |
| Document Number | 0000009587 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 2026009587 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | 1-Year T-Bill |
| Max Rate | 13.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jul 2, 2021 |
| Property Address | 10748 RUGER RD, WILLIS, TX 77378-4254 |
| Document Number | 0000091414 |
| Map Reference | CAB Z SH 7393 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021091414 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 WATER ST, WILLIAMSTOWN, MA 01267-2830 |
| Name | Verified Name |
|---|---|
| Address | 4222 LAREN LN, DALLAS, TX 75244-6707 |
The 2025 property tax bill for 10748 Ruger Rd was $2,398, up 19.5% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Willis Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $930,652 (+546.03%) Land $166,058 Building $764,594 | $930,652 (+460.44%) Land $166,058 Building $764,594 | |
| 2025 | $2,398.00 (+19.54%) | $144,058 (+2%) Land $166,058 | $166,058 (-) Land $166,058 |
| 2024 | $2,006.00 (+23.37%) | $120,048 (+2%) Land $166,058 | $166,058 (+65.99%) Land $166,058 |
| 2023 | $1,626.00 | $100,040 Land $100,040 | $100,040 Land $100,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10748 Ruger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10748 Ruger Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures