Monterey County property record for 10500 Saddle Rd, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 5,175 sqft · built 1984 |
| Lot Size | 2.44 acres (106,561 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $24,430 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 416-191-035-000 |
| Primary APN | 416-191-035-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 5,175 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 106,561 sqft |
| Garage Area | 1,306 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Central |
|---|
| Old Parcel Number | 416-191-035 |
|---|---|
| Street Address | 10500 SADDLE RD |
| City | MONTEREY |
| State | CA |
| Zip | 93940-6673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 13 PAR MAP PAGE 92 PARCEL B2 2.5 AC |
| Legal Tract | 2 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 13200 |
10500 Saddle Rd is owned and occupied by two individuals.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10500 SADDLE RD, MONTEREY, CA 93940-6673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 10500 Saddle Rd was $24,430 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,600,439 (+2%) Land $298,698 Building $1,301,741 | |
| 2025 | $24,430.00 Homeowner's exemption | $1,569,059 Land $292,842 Building $1,276,217 |
| 2023 | $22,952.00 (+1%) Homeowner's exemption | $1,508,132 Land $281,471 Building $1,226,661 |
| 2022 | $22,725.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10500 Saddle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10500 Saddle Rd is high, ranking above 88% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 69% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - HIDDEN HILLS private · serves 1,521 people · EPA ID CA2710022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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