10745 Ginseng Ln, Hanover, MN 55341 Property Records

Hennepin County property record for 10745 Ginseng Ln, Hanover, MN 55341

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,222 sqft · built 1975
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Jun 2026)
Tax Bill	$4,967 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-119-23-21-0011`

Property Details

APN / Parcel Number

Primary APN	`06-119-23-21-0011`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,222 sqft Living Area
Gross Area	2,577 sqft
1st Floor Area	1,222 sqft
Basement Area	749 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,022 sqft
Lot Dimensions	280 ft deep x 200 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	606 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	92 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10745 GINSENG LN
City	HANOVER
State	MN
Zip	55341-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 001 A CROW HASSAN ACRES E 200X280X324X362
Legal Range	23
Legal Township	119
Legal Section	06
Legal Quarter	21
Legal Subdivision	CROW HASSAN ACRES
Legal Block	1
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	HANOVER
Census Block Group	5
Census Block	5009
Census Tract	26912

Owner

Source: Hennepin County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10745 GINSENG LN, HANOVER, MN 55341-9695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE
Nov 29, 2023	Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jan 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage SPIRE CU
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Nov 29, 2023 · Amount on Record
Deed Document Number	202611471155
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 15, 2026
Property Address	10745 GINSENG LN, HANOVER, MN 55341-9695
Document Number	0011471155
Instrument Date	May 28, 2026
Instrument	202611471155
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178,568.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10745 GINSENG LN, HANOVER, MN 55341-9695

Mortgage

Document Number	0011471156,
Date	Jun 15, 2026
Instrument	202611471156

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 29, 2023
Property Address	10745 GINSENG LN, HANOVER, MN 55341-9695
Document Number	0A11248353
Instrument Date	Nov 17, 2023
Instrument	A11248353
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,448.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10745 GINSENG LN, HANOVER, MN 55341-9695

Mortgage

Document Number	0A11248354
Date	Nov 29, 2023
Instrument	A11248354

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10745 GINSENG LN, HANOVER, MN 55341-9695
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11178129
Date	Jan 26, 2023
Instrument	A11178129

Lender

Name	SPIRE CU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jan 15, 2030

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10745 GINSENG LN, HANOVER, MN 55341-9695
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10931606
Date	Mar 16, 2021
Instrument	A10931606

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Hanover City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,967.00 (-2.11%)	$427,400 (-0.93%) Land $100,000 Building $327,400	$427,400 (-0.93%) Land $100,000 Building $327,400
2024	$5,074.00 (+14.64%)	$431,400 (+15.97%) Land $110,000 Building $321,400	$431,400 (+15.97%) Land $110,000 Building $321,400
2023	$4,426.00 Homeowner's exemption
2022		$372,000 Land $82,000 Building $290,000	$372,000 Land $82,000 Building $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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