10681 Ginseng Ln, Hanover, MN 55341 Property Records

Hennepin County property record for 10681 Ginseng Ln, Hanover, MN 55341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 1,525 sqft · built 1989
Lot Size	1.81 acres (79,279 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,020 (May 2015)
Tax Bill	$4,934 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-119-23-24-0018`

Property Details

APN / Parcel Number

Primary APN	`06-119-23-24-0018`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Building Area	1,525 sqft Living Area
Gross Area	3,049 sqft
1st Floor Area	1,525 sqft
Basement Area	939 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	79,279 sqft
Lot Dimensions	304 ft deep x 275 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	585 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10681 GINSENG LN
City	HANOVER
State	MN
Zip	55341-9693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 010 BLOCK 001 A CROW HASSAN ACRES 2ND ADDN E 275X304X273X279
Legal Range	23
Legal Township	119
Legal Section	06
Legal Quarter	24
Legal Subdivision	CROW HASSAN ACRES 2ND ADDN
Legal Block	1
Legal Lot Number	10
Jurisdiction	HENNEPIN MN
Township / Civil Division	HANOVER
Census Block Group	5
Census Block	5009
Census Tract	26912

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10681 GINSENG LN, HANOVER, MN 55341-9693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage IDEAL CU
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage IDEAL CU
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage IDEAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2015 · Amount on Record
Deed Sale	May 19, 2015 · Amount on Record
Prior Sale	May 19, 2015 · Amount on Record
Deed Document Number	201510194195
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10681 GINSENG LN, HANOVER, MN 55341-9693
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10681 GINSENG LN, HANOVER, MN 55341-9693

Mortgage

Document Number	0A11104636
Date	May 3, 2022
Instrument	A11104636

Lender

Name	IDEAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55109

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 29, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10681 GINSENG LN, HANOVER, MN 55341-9693
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10829463
Date	Aug 25, 2020
Instrument	A10829463

Lender

Name	IDEAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10681 GINSENG LN, HANOVER, MN 55341-9693
Document Number	0010622717
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10681 GINSENG LN HANOVER MN 553419693, HANOVER, MN 55341-9693

Mortgage

Document Number	0010622717
Date	Dec 21, 2018
Instrument	10622717

Lender

Name	IDEAL CU
Type	Credit Union
Address	NORTH ST PAUL, MN 55109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2033

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Hanover City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,934.00 (+2.96%)	$424,800 (+5.67%) Land $100,000 Building $324,800	$424,800 (+5.67%) Land $100,000 Building $324,800
2023	$4,792.00 Homeowner's exemption
2022		$402,000 Land $82,000 Building $320,000	$402,000 Land $82,000 Building $320,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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