10644 Ginseng Ln, Hanover, MN 55341 Property Records

Hennepin County property record for 10644 Ginseng Ln, Hanover, MN 55341

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 952 sqft · built 1976
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individuals on Record
Last Sale	$210,000 (Mar 2015)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-119-23-24-0010`

Property Details

APN / Parcel Number

Primary APN	`06-119-23-24-0010`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	952 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	952 sqft
Basement Area	762 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,844 sqft
Lot Dimensions	299 ft deep x 263 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	910 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	10644 GINSENG LN
City	HANOVER
State	MN
Zip	55341-9692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 A CROW HASSAN ACRES 2ND ADDN 263 X 299
Legal Range	23
Legal Township	119
Legal Section	06
Legal Quarter	24
Legal Subdivision	CROW HASSAN ACRES 2ND ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	HANOVER
Census Block Group	5
Census Block	5009
Census Tract	26912

Owner

Source: Hennepin County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	10644 GINSENG LN, HANOVER, MN 55341-9692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Line of Credit BELL BANK
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2015 · Amount on Record
Deed Sale	Mar 4, 2015 · Amount on Record
Deed Document Number	201510168375
Prior Transfer Date	Feb 18, 2015
Prior Transfer Doc	0A10168374
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10644 GINSENG LN, HANOVER, MN 55341-9692
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10644 GINSENG LN, HANOVER, MN 55341-9692

Mortgage

Document Number	0A11430841
Date	Jan 5, 2026
Instrument	A11430841

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10644 GINSENG LN, HANOVER, MN 55341-9692
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10907400
Date	Jan 28, 2021
Instrument	A10907400

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Hanover City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,714.00 (-3.96%) Homeowner's exemption	$329,000 (-2.58%) Land $100,000 Building $229,000	$329,000 (-2.58%) Land $100,000 Building $229,000
2024	$3,867.00 (+10.27%)	$337,700 (+11.82%) Land $110,000 Building $227,700	$337,700 (+11.82%) Land $110,000 Building $227,700
2023	$3,507.00 Homeowner's exemption
2022		$302,000 Land $82,000 Building $220,000	$302,000 Land $82,000 Building $220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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