1074 Red Clover Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1074 Red Clover Rd, Gambrills, MD 21054

Property Summary

Property Type	Townhouse
Details	4 ba · 2,339 sqft · built 2018
Lot Size	0.041 acres (1,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (May 2022)
Tax Bill	$6,039 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-780-90242829`

Property Details

APN / Parcel Number

Primary APN	`04-780-90242829`
Alternative APN	`78090242829`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,339 sqft Living Area
Gross Area	2,679 sqft
1st Floor Area	948 sqft
Basement Area	467 sqft
Finished Basement	467 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,804 sqft (0.041 acres)
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Deck Area	220 sqft
Balcony Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	78090242829
Street Address	1074 RED CLOVER RD
City	GAMBRILLS
State	MD
Zip	21054-1983
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LT 113 SUMMERFIELD VILLAGE
Legal Subdivision	SUMMERFIELD VILLAGE
Legal Block	2
Legal Lot Number	113
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2017
Census Tract	740704

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1074 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed, Transfer · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO
Mar 10, 2022	Intrafamily Transfer, Transfer
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 2, 2018	Deed, Subdivision Related Transfer · ARM EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Book / Page	38712 / 456
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 10, 2022
Property Address	1074 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Document Number	0387120456
Book / Page	38712 / 456
Map Reference	MB 336 PG 1-5PL17324
Instrument Date	May 2, 2022
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1074 RED CLOVER RD, GAMBRILLS, MD 21054-1983

Mortgage

Document Number	0038712467
Date	May 10, 2022
Instrument	38712/467

Lender

Name	FIDELITY FIRST HOME MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 10, 2022
Property Address	1074 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Document Number	0384640022
Book / Page	38464 / 22
Map Reference	MB 336 PG 1-5
Instrument Date	Jul 8, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 RED CLOVER RD, GAMBRILLS, MD 21054-1983

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1074 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Document Number	0347570211
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1074 RED CLOVER RD GAMBRILLS MD 210541983, GAMBRILLS, MD 21054-1983

Mortgage

Document Number	0347570211
Date	Jun 17, 2020
Book Page	034757/000211

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

April 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 2, 2018
Property Address	1074 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Document Number	0319690025
Book / Page	31969 / 025
Map Reference	MB336 PG1-5
Instrument Date	Mar 29, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,048.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 RED CLOVER RD, GAMBRILLS, MD 21054-1983

Mortgage

Document Number	0003196933
Date	Apr 2, 2018
Instrument	31969/33

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,600 (+16.04%)	$637,800 (+13.99%) Land $175,000 Building $462,800
2025	$6,039.00 (+13.2%)
2023	$5,335.00	$504,633	$559,500 Land $170,000 Building $389,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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