1072 Red Clover Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1072 Red Clover Rd, Gambrills, MD 21054

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,315 sqft · built 2018
Lot Size	0.041 acres (1,804 sqft)
Owner	2 Individual Names on File
Last Sale	$607,000 (Mar 2024)
Tax Bill	$6,052 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-780-90242828`

Property Details

APN / Parcel Number

Primary APN	`04-780-90242828`
Alternative APNs	`4-780-90242828` `78090242828`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,315 sqft Living Area
Gross Area	2,655 sqft
1st Floor Area	924 sqft
Basement Area	467 sqft
Finished Basement	467 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,804 sqft (0.041 acres)
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	78090242828
Street Address	1072 RED CLOVER RD
City	GAMBRILLS
State	MD
Zip	21054-1983
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LT 112 SUMMERFIELD VILLAGE
Legal Subdivision	SUMMERFIELD VILLAGE
Legal Block	2
Legal Lot Number	112
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2017
Census Tract	740704

Owner

1072 Red Clover Rd, a townhouse, is owned and occupied by two individuals who bought it in March 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1072 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AURORA FINANCIAL LLC
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 11, 2018	Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on File
Deed Sale	Mar 8, 2024 · Amount on File
Prior Sale	Jun 11, 2018 · Amount on File
Deed Book / Page	40285 / 111
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	0325820051
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 8, 2024
Property Address	1072 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Document Number	0402850111
Book / Page	40285 / 111
Map Reference	MB 336 PG 1-5
Instrument Date	Mar 6, 2024
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	EAGLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,517.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1072 RED CLOVER RD, GAMBRILLS, MD 21054-1983

Mortgage

Document Number	0040285122
Date	Mar 8, 2024
Instrument	40285/122

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1072 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	GLOBAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0356970220
Date	Dec 1, 2020
Book Page	35697/220

Lender

Name	AURORA FINANCIAL LLC
Type	Funding / Finance Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 18, 2018
Property Address	1072 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Document Number	0325820051
Book / Page	032582 / 000051
Instrument Date	Aug 21, 2018
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1072 RED CLOVER RD GAMBRILLS MD 210541983, GAMBRILLS, MD 21054-1983

June 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 11, 2018
Property Address	1072 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Document Number	0321920350
Book / Page	32192 / 350
Map Reference	MB335 PG50 PL17326
Instrument Date	May 31, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,731.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 RED CLOVER RD, GAMBRILLS, MD 21054-1983

Mortgage

Document Number	0032192358
Date	Jun 11, 2018
Instrument	32192/358

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1072 Red Clover Rd was $6,052 with a homeowner's exemption, up 1.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,833 (+5.16%)	$604,900 (+15.48%) Land $175,000 Building $429,900
2025	$6,052.00 (+1.94%) Homeowner's exemption	$523,800 Land $170,000 Building $353,800	$523,800 Land $170,000 Building $353,800
2024	$5,937.00 (+16.14%)
2023	$5,112.00 Homeowner's exemption	$479,733	$523,800 Land $170,000 Building $353,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1072 Red Clover Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1072 Red Clover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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