1071 Red Clover Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1071 Red Clover Rd, Gambrills, MD 21054

Property Summary

Property Type	Townhouse
Details	4 ba · 2,315 sqft · built 2017
Lot Size	0.041 acres (1,804 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Feb 2021)
Tax Bill	$6,531 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-780-90242819`

Property Details

APN / Parcel Number

Primary APN	`04-780-90242819`
Alternative APN	`78090242819`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,315 sqft Living Area
Gross Area	2,655 sqft
1st Floor Area	924 sqft
Basement Area	467 sqft
Finished Basement	467 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,804 sqft (0.041 acres)
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	318 sqft
Deck Area	264 sqft
Patio Area	200 sqft
Balcony Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	78090242819
Street Address	1071 RED CLOVER RD
City	GAMBRILLS
State	MD
Zip	21054-1982
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LT 103 SUMMERFIELD VILLAGE
Legal Subdivision	SUMMERFIELD VILLAGE
Legal Block	2
Legal Lot Number	103
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2020
Census Tract	740704

Owner

1071 Red Clover Rd, a townhouse, is owned and occupied by an individual who bought it in February 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1071 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed, Transfer · Stand-Alone First Mortgage THE MAIN TRUST
Mar 10, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
May 29, 2018	Deed, Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2021 · Amount on File
Deed Sale	Feb 9, 2021 · Amount on File
Prior Sale	May 29, 2018 · Amount on File
Deed Book / Page	36117 / 463
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 9, 2021
Property Address	1071 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Document Number	0361170463
Book / Page	36117 / 463
Map Reference	MB 336 PG 1-5PL17324
Instrument Date	Jan 13, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1071 RED CLOVER RD, GAMBRILLS, MD 21054-1982

Mortgage

Document Number	36117470
Date	Feb 9, 2021
Instrument	36117/470

Lender

Name	THE MAIN TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 13, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1071 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Document Number	0344410090
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1071 RED CLOVER RD GAMBRILLS MD 210541982, GAMBRILLS, MD 21054-1982

Mortgage

Document Number	0344410090
Date	Apr 14, 2020
Book Page	034441/000090

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 29, 2018
Property Address	1071 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Document Number	0321480491
Book / Page	32148 / 491
Map Reference	MB336 PG1-5
Instrument Date	May 22, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,162.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 RED CLOVER RD, GAMBRILLS, MD 21054-1982

Mortgage

Document Number	0032148499
Date	May 29, 2018
Instrument	32148/499

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	5.12%
Index	1-Year CMT
Margin	2
Max Rate	9.12%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$582,867 (+14.78%)	$634,600 (+13.93%) Land $175,000 Building $459,600
2025	$6,531.00 (+17.78%)
2023	$5,545.00	$507,800	$557,000 Land $170,000 Building $387,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1071 Red Clover Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1071 Red Clover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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